PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

First NB of Mangum

Mangum, OK · Cert 4137

FDIC

Q2 1996

$28.8MAssets
$12.8MLoans
$25.8MDeposits
n/aEquity

Executive Summary

  • Earnings: ROA of 0.58%, up 1 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 49.89% of deposits as of Q2 1996.

Return on Assets (YTD, annualized)

0.58%+1 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ3 1994Q4 1994Q1 1995Q2 1995Q3 1995Q4 1995Q1 1996Q2 1996YoY ΔTrend
Earnings
Return on Assets1.47%1.43%0.26%0.58%0.74%0.75%0.64%0.58%+1 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/a-4.10%-5.52%-5.24%-2.22%38.15%37.00%+4,251 bps
Loan Growth (YoY)n/an/a-9.00%3.98%23.71%28.41%49.84%19.95%+1,597 bps
Deposit Growth (YoY)n/an/a-8.42%-11.03%-11.32%-8.69%41.68%41.54%+5,257 bps
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits50.44%51.43%50.43%58.86%70.36%72.32%53.33%49.89%-898 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a