First National Bank of Hooker, The
Hooker, OK · Cert 4123 · Peer group: banks under $1B in assets in OK (n=88-89) · Hooker National Bancshares Inc.
National charter · OCC · 1 branch
Q2 2026
$91.2MAssets
$55.8MLoans
$76.1MDeposits
$14.5MEquity
Executive Summary
- Strongest standing: equity / assets outperforms 91% of banks under $1B in assets in OK (rank 8 of 89).
- Widest gap: nonperforming loans / loans trails 83% of banks under $1B in assets in OK (rank 74 of 88).
- Overall: at or above the peer median on 6 of 9 directional measures.
Return on Assets
1.36%
Rank 36 of 89
Net Interest Margin
4.07%
Rank 38 of 89
Efficiency Ratio
65.51%
Rank 53 of 89
Equity / Assets
15.87%
Rank 8 of 89
Non-interest income vs. expense
Unfavorable gap of $2.3M · efficiency ratio beats 42% of banks under $1B in assets in OK | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.36% | 0.85% | 1.26% | 1.60% | Beats 60% | 36 / 89 | | |
| Return on Equity | 8.56% | 7.40% | 11.89% | 14.65% | Beats 30% | 62 / 89 | | |
| Net Interest Margin | 4.07% | 3.46% | 3.93% | 4.45% | Beats 57% | 38 / 89 | | |
| Efficiency Ratio | 65.51% | 54.70% | 60.95% | 71.14% | Beats 42% | 53 / 89 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.96% | 0.30% | 0.82% | 2.25% | Beats 17% | 74 / 88 | | |
| Net Charge-Offs / Loans | 0.03% | 0.00% | 0.03% | 0.20% | Beats 51% | 44 / 88 | | |
| Capital |
| Tier 1 Capital Ratio | 16.33% | 10.89% | 13.00% | 16.33% | Beats 74% | 23 / 89 | | |
| Total Risk-Based Capital Ratio | 16.33% | 11.20% | 13.06% | 16.33% | Beats 74% | 23 / 89 | | |
| Equity / Assets | 15.87% | 9.26% | 10.94% | 13.52% | Beats 91% | 8 / 89 | | |
| Liquidity & Funding |
| Loans / Deposits | 73.29% | 61.51% | 72.27% | 84.01% | 51st pctl | 43 / 88 | | |
| Loans / Assets | 61.21% | 52.51% | 63.15% | 71.27% | 44th pctl | 50 / 89 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |