Stride Bank, National Association
Enid, OK · Cert 4091 · Peer group: banks $1B-$10B in assets (n=322-328) · Central Service Corp.
National charter · OCC · 11 branches
Q2 2026
$5.4BAssets
$5.0BLoans
$5.0BDeposits
$393.3MEquity
Executive Summary
- Strongest standing: return on equity outperforms 97% of banks $1B-$10B in assets (rank 10 of 328).
- Widest gap: equity / assets trails 98% of banks $1B-$10B in assets (rank 320 of 328).
- Overall: at or above the peer median on 7 of 9 directional measures.
Return on Assets
1.92%
Rank 29 of 328
Net Interest Margin
3.06%
Rank 242 of 328
Efficiency Ratio
43.74%
Rank 28 of 328
Equity / Assets
7.26%
Rank 320 of 328
Non-interest income vs. expense
Unfavorable gap of $3.6M · efficiency ratio beats 92% of banks $1B-$10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.92% | 0.91% | 1.22% | 1.52% | Beats 91% | 29 / 328 | |
| Return on Equity | 26.47% | 8.43% | 11.45% | 14.43% | Beats 97% | 10 / 328 | |
| Net Interest Margin | 3.06% | 3.03% | 3.45% | 3.83% | Beats 26% | 242 / 328 | |
| Efficiency Ratio | 43.74% | 51.61% | 59.56% | 67.53% | Beats 92% | 28 / 328 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.48% | 0.24% | 0.51% | 1.03% | Beats 53% | 152 / 322 | |
| Net Charge-Offs / Loans | 0.02% | 0.01% | 0.03% | 0.10% | Beats 57% | 141 / 322 | |
| Capital |
| Tier 1 Capital Ratio | 18.76% | 11.75% | 13.15% | 15.47% | Beats 88% | 40 / 328 | |
| Total Risk-Based Capital Ratio | 19.84% | 12.63% | 14.15% | 16.46% | Beats 88% | 38 / 328 | |
| Equity / Assets | 7.26% | 9.15% | 10.33% | 12.01% | Beats 2% | 320 / 328 | |
| Liquidity & Funding |
| Loans / Deposits | 101.04% | 76.63% | 87.92% | 95.36% | 89th pctl | 36 / 323 | |
| Loans / Assets | 92.45% | 65.18% | 74.15% | 79.98% | 98th pctl | 6 / 328 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |