Southwest Bank of Weatherford
Weatherford, OK · Cert 4076 · Peer group: banks under $1B in assets in OK (n=88-89) · Southwest Capital L L C
State charter, Fed member · FED · 1 branch
Q2 2026
$86.0MAssets
$46.7MLoans
$75.0MDeposits
$10.9MEquity
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 93% of banks under $1B in assets in OK (rank 6 of 89).
- Widest gap: nonperforming loans / loans trails 80% of banks under $1B in assets in OK (rank 71 of 88).
- Overall: at or above the peer median on 6 of 9 directional measures.
Return on Assets
1.31%
Rank 40 of 89
Net Interest Margin
3.86%
Rank 48 of 89
Efficiency Ratio
58.13%
Rank 41 of 89
Equity / Assets
12.71%
Rank 29 of 89
Non-interest income vs. expense
Unfavorable gap of $1.7M · efficiency ratio beats 55% of banks under $1B in assets in OK | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.31% | 0.85% | 1.26% | 1.60% | Beats 55% | 40 / 89 | |
| Return on Equity | 10.30% | 7.40% | 11.89% | 14.65% | Beats 44% | 50 / 89 | |
| Net Interest Margin | 3.86% | 3.46% | 3.93% | 4.45% | Beats 46% | 48 / 89 | |
| Efficiency Ratio | 58.13% | 54.70% | 60.95% | 71.14% | Beats 55% | 41 / 89 | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.47% | 0.30% | 0.82% | 2.25% | Beats 20% | 71 / 88 | |
| Net Charge-Offs / Loans | 0.01% | 0.00% | 0.03% | 0.20% | Beats 62% | 34 / 88 | |
| Capital |
| Tier 1 Capital Ratio | 25.73% | 10.89% | 13.00% | 16.33% | Beats 93% | 6 / 89 | |
| Total Risk-Based Capital Ratio | 26.99% | 11.20% | 13.06% | 16.33% | Beats 93% | 6 / 89 | |
| Equity / Assets | 12.71% | 9.26% | 10.94% | 13.52% | Beats 67% | 29 / 89 | |
| Liquidity & Funding |
| Loans / Deposits | 62.23% | 61.51% | 72.27% | 84.01% | 27th pctl | 64 / 88 | |
| Loans / Assets | 54.25% | 52.51% | 63.15% | 71.27% | 29th pctl | 63 / 89 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |