FNB Coweta
Coweta, OK · Cert 4071 · Peer group: banks under $1B in assets in the Tulsa, OK area (n=18) · First Coweta Corp.
State charter, Fed member · FED · 1 branch
Q2 2026
$127.8MAssets
$68.8MLoans
$115.7MDeposits
$11.8MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of banks under $1B in assets in the Tulsa, OK area (rank 3 of 18).
- Widest gap: equity / assets trails 89% of banks under $1B in assets in the Tulsa, OK area (rank 16 of 18).
- Overall: at or above the peer median on 6 of 9 directional measures.
Return on Assets
1.67%
Rank 7 of 18
Net Interest Margin
4.42%
Rank 8 of 18
Efficiency Ratio
49.71%
Rank 4 of 18
Equity / Assets
9.22%
Rank 16 of 18
Non-interest income vs. expense
Unfavorable gap of $2.5M · efficiency ratio beats 83% of banks under $1B in assets in the Tulsa, OK area | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.67% | 0.94% | 1.44% | 1.74% | Beats 61% | 7 / 18 | | |
| Return on Equity | 18.13% | 9.63% | 12.74% | 15.04% | Beats 89% | 2 / 18 | | |
| Net Interest Margin | 4.42% | 3.75% | 4.31% | 4.83% | Beats 56% | 8 / 18 | | |
| Efficiency Ratio | 49.71% | 53.05% | 62.57% | 69.59% | Beats 83% | 4 / 18 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.01% | 0.41% | 0.86% | Beats 100% | 3 / 18 | | |
| Net Charge-Offs / Loans | 0.01% | 0.00% | 0.02% | 0.05% | Beats 67% | 7 / 18 | | |
| Capital |
| Tier 1 Capital Ratio | 11.17% | 11.17% | 13.04% | 15.32% | Beats 22% | 14 / 18 | | |
| Total Risk-Based Capital Ratio | 11.17% | 11.17% | 13.81% | 15.32% | Beats 22% | 14 / 18 | | |
| Equity / Assets | 9.22% | 9.28% | 11.57% | 13.43% | Beats 11% | 16 / 18 | | |
| Liquidity & Funding |
| Loans / Deposits | 59.50% | 72.39% | 85.72% | 91.52% | 11th pctl | 16 / 18 | | |
| Loans / Assets | 53.87% | 60.70% | 74.00% | 81.85% | 11th pctl | 16 / 18 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |