Allnations Bank
Calumet, OK · Cert 4051 · Peer group: banks under $1B in assets in the Oklahoma City, OK area (n=25) · Allnations Bcorp Inc.
State charter, Fed member · FED · 2 branches
Q2 2026
$84.5MAssets
$51.2MLoans
$76.9MDeposits
$6.9MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets in the Oklahoma City, OK area (rank 8 of 25).
- Widest gap: nonperforming loans / loans trails 92% of banks under $1B in assets in the Oklahoma City, OK area (rank 24 of 25).
- Overall: at or above the peer median on 7 of 9 directional measures.
Return on Assets
1.15%
Rank 9 of 25
Net Interest Margin
4.28%
Rank 5 of 25
Efficiency Ratio
62.89%
Rank 12 of 25
Equity / Assets
8.20%
Rank 21 of 25
Non-interest income vs. expense
Unfavorable gap of $2.2M · efficiency ratio beats 56% of banks under $1B in assets in the Oklahoma City, OK area | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.15% | 0.60% | 0.90% | 1.27% | Beats 64% | 9 / 25 | | |
| Return on Equity | 13.96% | 6.92% | 9.16% | 13.29% | Beats 76% | 6 / 25 | | |
| Net Interest Margin | 4.28% | 3.56% | 3.82% | 4.10% | Beats 80% | 5 / 25 | | |
| Efficiency Ratio | 62.89% | 56.35% | 63.12% | 79.22% | Beats 56% | 12 / 25 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 7.87% | 0.33% | 0.76% | 2.35% | Beats 8% | 24 / 25 | | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.00% | 0.05% | Beats 100% | 8 / 25 | | |
| Capital |
| Tier 1 Capital Ratio | 13.99% | 10.27% | 12.02% | 13.99% | Beats 72% | 7 / 25 | | |
| Total Risk-Based Capital Ratio | 15.25% | 10.27% | 12.44% | 15.25% | Beats 72% | 7 / 25 | | |
| Equity / Assets | 8.20% | 8.64% | 10.07% | 11.05% | Beats 16% | 21 / 25 | | |
| Liquidity & Funding |
| Loans / Deposits | 66.54% | 70.71% | 82.03% | 97.03% | 20th pctl | 20 / 25 | | |
| Loans / Assets | 60.53% | 62.67% | 74.54% | 84.24% | 20th pctl | 20 / 25 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |