First National Bank and Trust Company of Broken Arrow, The
Broken Arrow, OK · Cert 4050 · Peer group: banks under $1B in assets in the Tulsa, OK area (n=18) · First Broken Arrow Corp.
National charter · OCC · 2 branches
Q2 2026
$269.5MAssets
$232.9MLoans
$224.2MDeposits
$43.2MEquity
Executive Summary
- Strongest standing: return on assets outperforms 94% of banks under $1B in assets in the Tulsa, OK area (rank 1 of 18).
- Widest gap: nonperforming loans / loans trails 33% of banks under $1B in assets in the Tulsa, OK area (rank 7 of 18).
- Overall: at or above the peer median on 9 of 9 directional measures.
Return on Assets
2.47%
Rank 1 of 18
Net Interest Margin
5.86%
Rank 1 of 18
Efficiency Ratio
44.99%
Rank 2 of 18
Equity / Assets
16.05%
Rank 1 of 18
Non-interest income vs. expense
Unfavorable gap of $6.4M · efficiency ratio beats 94% of banks under $1B in assets in the Tulsa, OK area | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 2.47% | 0.94% | 1.44% | 1.74% | Beats 94% | 1 / 18 | | |
| Return on Equity | 15.37% | 9.63% | 12.74% | 15.04% | Beats 78% | 4 / 18 | | |
| Net Interest Margin | 5.86% | 3.75% | 4.31% | 4.83% | Beats 94% | 1 / 18 | | |
| Efficiency Ratio | 44.99% | 53.05% | 62.57% | 69.59% | Beats 94% | 2 / 18 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.14% | 0.01% | 0.41% | 0.86% | Beats 67% | 7 / 18 | | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.02% | 0.05% | Beats 72% | 6 / 18 | | |
| Capital |
| Tier 1 Capital Ratio | 19.97% | 11.17% | 13.04% | 15.32% | Beats 94% | 1 / 18 | | |
| Total Risk-Based Capital Ratio | 21.22% | 11.17% | 13.81% | 15.32% | Beats 94% | 1 / 18 | | |
| Equity / Assets | 16.05% | 9.28% | 11.57% | 13.43% | Beats 94% | 1 / 18 | | |
| Liquidity & Funding |
| Loans / Deposits | 103.91% | 72.39% | 85.72% | 91.52% | 94th pctl | 1 / 18 | | |
| Loans / Assets | 86.44% | 60.70% | 74.00% | 81.85% | 94th pctl | 1 / 18 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |