First Enterprise Bank
Oklahoma City, OK · Cert 4049 · Peer group: banks under $1B in assets in the Oklahoma City, OK area (n=25)
State charter, non-member · FDIC · 6 branches
Q2 2026
$189.7MAssets
$159.8MLoans
$167.9MDeposits
$20.8MEquity
Executive Summary
- Strongest standing: net interest margin outperforms 84% of banks under $1B in assets in the Oklahoma City, OK area (rank 4 of 25).
- Widest gap: return on equity trails 100% of banks under $1B in assets in the Oklahoma City, OK area (rank 25 of 25).
- Overall: at or above the peer median on 2 of 9 directional measures.
Return on Assets
-0.28%
Rank 25 of 25
Net Interest Margin
4.41%
Rank 4 of 25
Efficiency Ratio
88.91%
Rank 25 of 25
Equity / Assets
10.97%
Rank 8 of 25
Non-interest income vs. expense
Unfavorable gap of $7.3M · efficiency ratio beats 4% of banks under $1B in assets in the Oklahoma City, OK area | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.28% | 0.60% | 0.90% | 1.27% | Beats 0% | 25 / 25 | |
| Return on Equity | -2.51% | 6.92% | 9.16% | 13.29% | Beats 0% | 25 / 25 | |
| Net Interest Margin | 4.41% | 3.56% | 3.82% | 4.10% | Beats 84% | 4 / 25 | |
| Efficiency Ratio | 88.91% | 56.35% | 63.12% | 79.22% | Beats 4% | 25 / 25 | |
| Asset Quality |
| Nonperforming Loans / Loans | 6.33% | 0.33% | 0.76% | 2.35% | Beats 12% | 23 / 25 | |
| Net Charge-Offs / Loans | 0.30% | n/a | 0.00% | 0.05% | Beats 12% | 23 / 25 | |
| Capital |
| Tier 1 Capital Ratio | 10.77% | 10.27% | 12.02% | 13.99% | Beats 28% | 18 / 25 | |
| Total Risk-Based Capital Ratio | 10.77% | 10.27% | 12.44% | 15.25% | Beats 28% | 18 / 25 | |
| Equity / Assets | 10.97% | 8.64% | 10.07% | 11.05% | Beats 68% | 8 / 25 | |
| Liquidity & Funding |
| Loans / Deposits | 95.18% | 70.71% | 82.03% | 97.03% | 64th pctl | 9 / 25 | |
| Loans / Assets | 84.24% | 62.67% | 74.54% | 84.24% | 72nd pctl | 7 / 25 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |