Haulpak
Peoria, IL · Charter 4025 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$2.0MAssets
$872KLoans
$1.4MShares
$626KNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 98% of credit unions under $1B in assets (rank 41 of 1683).
- Widest gap: nonperforming loans / loans trails 98% of credit unions under $1B in assets (rank 1651 of 1682).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.49%
Rank 1,148 of 1,683
Net Interest Margin
6.01%
Rank 41 of 1,683
Efficiency Ratio
87.50%
Rank 1,287 of 1,682
Equity / Assets
30.82%
Rank 48 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.49% | 0.35% | 0.74% | 1.18% | Beats 32% | 1,148 / 1,683 | |
| Return on Equity | 1.60% | 2.67% | 5.89% | 8.74% | Beats 18% | 1,379 / 1,681 | |
| Net Interest Margin | 6.01% | 3.31% | 3.82% | 4.32% | Beats 98% | 41 / 1,683 | |
| Efficiency Ratio | 87.50% | 68.91% | 78.20% | 86.93% | Beats 24% | 1,287 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 6.54% | 0.26% | 0.65% | 1.29% | Beats 2% | 1,651 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 30.82% | 10.44% | 12.89% | 16.53% | Beats 97% | 48 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 30.82% | 10.44% | 12.89% | 16.53% | Beats 97% | 48 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 62.06% | 52.61% | 69.38% | 83.50% | 38th pctl | 1,050 / 1,683 | |
| Loans / Assets | 42.93% | 44.71% | 59.18% | 70.72% | 22nd pctl | 1,305 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |