Texan Sky
Dumas, TX · Charter 3938 · Peer group: credit unions under $1B in assets in TX (n=235)
NCUA · 1 branch
Q2 2026
$74.7MAssets
$40.6MLoans
$60.4MShares
$11.7MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 68% of credit unions under $1B in assets in TX (rank 76 of 235).
- Widest gap: return on equity trails 73% of credit unions under $1B in assets in TX (rank 171 of 235).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.21%
Rank 171 of 235
Net Interest Margin
3.74%
Rank 133 of 235
Efficiency Ratio
90.44%
Rank 171 of 235
Equity / Assets
15.65%
Rank 99 of 235
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.21% | 0.17% | 0.57% | 1.10% | Beats 27% | 171 / 235 | |
| Return on Equity | 1.32% | 1.03% | 4.30% | 7.58% | Beats 27% | 171 / 235 | |
| Net Interest Margin | 3.74% | 3.32% | 3.89% | 4.35% | Beats 43% | 133 / 235 | |
| Efficiency Ratio | 90.44% | 70.60% | 82.00% | 91.57% | Beats 28% | 171 / 235 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.34% | 0.20% | 0.59% | 1.14% | Beats 68% | 76 / 235 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 15.65% | 11.30% | 14.41% | 19.49% | Beats 58% | 99 / 235 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 15.65% | 11.30% | 14.41% | 19.49% | Beats 58% | 99 / 235 | |
| Liquidity & Funding |
| Loans / Deposits | 67.27% | 54.18% | 67.38% | 81.66% | 49th pctl | 119 / 235 | |
| Loans / Assets | 54.35% | 43.80% | 56.63% | 68.64% | 45th pctl | 130 / 235 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |