PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Boatmens NB of Belleville

Belleville, IL · Cert 3764

FDIC

Q1 1997

$17.4BAssets
$5.7BLoans
$7.1BDeposits
n/aEquity

Executive Summary

  • Earnings: ROA of 0.54%, down 84 bps year over year.
  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 80.60% of deposits as of Q1 1997.

Return on Assets (YTD, annualized)

0.54%-84 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ2 1995Q3 1995Q4 1995Q1 1996Q2 1996Q3 1996Q4 1996Q1 1997YoY ΔTrend
Earnings
Return on Assets1.43%4.55%3.06%1.38%1.38%1.25%1.32%0.54%-84 bps
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)-5.07%3434%3177%3664%3851%4.05%6.48%54.79%-360,959 bps
Loan Growth (YoY)6.10%2417%2342%2443%2478%3.99%6.20%0.08%-244,301 bps
Deposit Growth (YoY)-4.48%2475%2550%2635%2599%2.20%6.97%-0.83%-263,601 bps
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits84.71%77.34%69.47%79.87%80.93%78.69%68.97%80.60%+73 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a