Great Rivers Bank
Barry, IL · Cert 3762 · Peer group: banks under $1B in assets operating regionally (n=94) · FNB Barry Bcorp Inc.
State charter, non-member · FDIC · 4 branches
Q2 2026
$194.6MAssets
$161.4MLoans
$167.9MDeposits
$22.1MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 81% of banks under $1B in assets operating regionally (rank 19 of 94).
- Widest gap: tier 1 capital ratio trails 45% of banks under $1B in assets operating regionally (rank 42 of 94).
- Overall: at or above the peer median on 9 of 9 directional measures.
Return on Assets
1.44%
Rank 27 of 94
Net Interest Margin
4.07%
Rank 29 of 94
Efficiency Ratio
58.25%
Rank 30 of 94
Equity / Assets
11.35%
Rank 26 of 94
Non-interest income vs. expense
Unfavorable gap of $4.2M · efficiency ratio beats 69% of banks under $1B in assets operating regionally | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.44% | 0.82% | 1.19% | 1.46% | Beats 71% | 27 / 94 | | |
| Return on Equity | 12.65% | 7.85% | 11.84% | 14.03% | Beats 62% | 36 / 94 | | |
| Net Interest Margin | 4.07% | 3.42% | 3.81% | 4.18% | Beats 69% | 29 / 94 | | |
| Efficiency Ratio | 58.25% | 55.99% | 62.41% | 73.02% | Beats 69% | 30 / 94 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.11% | 0.19% | 0.47% | 1.14% | Beats 81% | 19 / 94 | | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.02% | 0.05% | Beats 70% | 29 / 94 | | |
| Capital |
| Tier 1 Capital Ratio | 12.45% | 10.28% | 11.95% | 15.07% | Beats 55% | 42 / 94 | | |
| Total Risk-Based Capital Ratio | 13.47% | 10.31% | 12.59% | 15.88% | Beats 57% | 40 / 94 | | |
| Equity / Assets | 11.35% | 8.98% | 10.21% | 11.41% | Beats 72% | 26 / 94 | | |
| Liquidity & Funding |
| Loans / Deposits | 96.13% | 72.62% | 84.44% | 94.55% | 77th pctl | 22 / 94 | | |
| Loans / Assets | 82.95% | 62.50% | 72.84% | 78.99% | 81st pctl | 18 / 94 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |