New Alliance
Ambridge, PA · Charter 373 · Peer group: credit unions under $1B in assets in the Pittsburgh, PA area (n=78)
NCUA · 3 branches
Q2 2026
$113.3MAssets
$62.5MLoans
$101.5MShares
$9.9MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 91% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 7 of 78).
- Widest gap: equity / assets trails 97% of credit unions under $1B in assets in the Pittsburgh, PA area (rank 76 of 78).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
1.03%
Rank 31 of 78
Net Interest Margin
3.63%
Rank 39 of 78
Efficiency Ratio
74.00%
Rank 34 of 78
Equity / Assets
8.72%
Rank 76 of 78
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.03% | 0.37% | 0.83% | 1.31% | Beats 60% | 31 / 78 | |
| Return on Equity | 11.77% | 1.73% | 5.71% | 9.08% | Beats 91% | 7 / 78 | |
| Net Interest Margin | 3.63% | 3.17% | 3.63% | 4.21% | Beats 50% | 39 / 78 | |
| Efficiency Ratio | 74.00% | 65.01% | 78.15% | 89.28% | Beats 58% | 34 / 78 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.97% | 0.40% | 0.84% | 1.97% | Beats 26% | 59 / 78 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 8.72% | 12.42% | 15.10% | 18.27% | Beats 3% | 76 / 78 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 8.72% | 12.42% | 15.10% | 18.27% | Beats 3% | 76 / 78 | |
| Liquidity & Funding |
| Loans / Deposits | 61.58% | 34.83% | 50.41% | 71.84% | 64th pctl | 28 / 78 | |
| Loans / Assets | 55.18% | 29.34% | 41.02% | 56.96% | 69th pctl | 24 / 78 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |