New Britain, CT · Charter 3683
NCUA · 1 branch
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.18% | 1.22% | 1.28% | 0.86% | 1.10% | 1.13% | 1.79% | 1.72% | +86 bps | |
| Return on Equity | 5.24% | 5.38% | 5.52% | 3.67% | 4.60% | 4.67% | 7.49% | 6.88% | +321 bps | |
| Net Interest Margin | 3.29% | 3.33% | 3.40% | 3.46% | 3.48% | 3.49% | 3.28% | 3.42% | -4 bps | |
| Efficiency Ratio | 55.96% | 57.13% | 57.21% | 56.79% | 56.47% | 58.77% | 58.14% | 56.28% | -51 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -4.78% | -2.29% | -4.55% | -2.33% | -1.60% | -1.88% | 1.96% | -0.25% | +208 bps | |
| Loan Growth (YoY) | -4.81% | -3.24% | -5.11% | -3.87% | -4.73% | -5.93% | -7.97% | -10.71% | -684 bps | |
| Share Growth (YoY) | -7.13% | -4.31% | -7.30% | -4.35% | -3.63% | -3.95% | 0.88% | -2.41% | +194 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.28% | 0.29% | 1.63% | 1.70% | 1.82% | 0.98% | 0.93% | 0.91% | -79 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 22.46% | 22.75% | 23.24% | 23.50% | 23.92% | 24.24% | 23.96% | 25.04% | +154 bps | |
| Net Worth / Assets | 22.46% | 22.75% | 23.24% | 23.50% | 23.92% | 24.24% | 23.96% | 25.04% | +154 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 48.32% | 47.93% | 47.13% | 48.61% | 47.77% | 46.94% | 43.00% | 44.48% | -414 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |