Pepco Washington, DC · Charter 367 · Peer group: credit unions under $1B in assets in the Washington-Arlington-Alexandria, DC-VA-MD-WV area (n=60-61)
NCUA · 2 branches
Q2 2026
$33.0M Assets
$9.8M Loans
$30.8M Shares
$2.5M Net Worth
Executive Summary Strongest standing: net interest margin outperforms 26% of credit unions under $1B in assets in the Washington-Arlington-Alexandria, DC-VA-MD-WV area (rank 45 of 61). Widest gap: return on equity trails 97% of credit unions under $1B in assets in the Washington-Arlington-Alexandria, DC-VA-MD-WV area (rank 59 of 61). Overall: at or above the peer median on 0 of 7 directional measures. Return on Assets
-1.74%
Rank 58 of 61
Net Interest Margin
3.10%
Rank 45 of 61
Efficiency Ratio
129.68%
Rank 55 of 60
Equity / Assets
7.66%
Rank 56 of 61
Metric Your Credit Union Peer 25th Peer Median Peer 75th Standing Rank 8-Qtr Trend Peer Position Earnings Return on Assets -1.74% -0.02% 0.37% 0.88% Beats 5% 58 / 61 Return on Equity -22.66% -0.25% 2.65% 5.53% Beats 3% 59 / 61 Net Interest Margin 3.10% 3.07% 3.57% 4.09% Beats 26% 45 / 61 Efficiency Ratio 129.68% 71.78% 87.58% 95.00% Beats 10% 55 / 60 Asset Quality Nonperforming Loans / Loans 8.42% 0.44% 1.06% 1.85% Beats 7% 57 / 60 Net Charge-Offs / Loans n/a Not reported for this institution Capital Tier 1 Capital Ratio 7.66% 9.78% 12.37% 17.30% Beats 8% 56 / 61 Total Risk-Based Capital Ratio n/a Not reported for this institution Equity / Assets 7.66% 9.78% 12.37% 17.30% Beats 8% 56 / 61 Liquidity & Funding Loans / Deposits 31.84% 37.27% 62.33% 76.91% 16th pctl 51 / 61 Loans / Assets 29.78% 30.13% 54.75% 64.37% 23rd pctl 47 / 61 Brokered Deposits / Deposits n/a Not reported for this institution
Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas. Peer statistics computed across credit unions under $1B in assets in the Washington-Arlington-Alexandria, DC-VA-MD-WV area; percentile is the share of peers with a lower reported value. Each ratio is ranked only among the institutions that reported it, so the denominator in the Rank column varies by measure (60 to 61 here). Income-statement figures on this page are year-to-date as filed, annualized, because the peer percentiles are computed on that basis. Performance Trends defaults to the discrete quarter, so the same measure can read differently there in any quarter but the first, where year-to-date and the quarter cover the same period. Peer comparisons use ratios standardized identically across all institutions and can differ from as-filed figures. Subchapter S banks are restated to an after-tax equivalent at 21.50%, the median effective tax rate of the 2,758 C-corporation banks filing for this quarter. The rate is recomputed each quarter, and C-corporation figures are unchanged. Peer groups below the disclosure floor are suppressed.
CallReports · callreports.ai · Peer Comparison Generated 2026-10-11