Casey State Bank
Casey, IL · Cert 3614 · Peer group: banks under $1B in assets in IL (n=149-151) · Eagle Financial Corp.
State charter, non-member · FDIC · 6 branches
Q2 2026
$496.7MAssets
$391.5MLoans
$442.8MDeposits
$51.7MEquity
Executive Summary
- Strongest standing: net interest margin outperforms 81% of banks under $1B in assets in IL (rank 29 of 151).
- Widest gap: total risk-based capital ratio trails 89% of banks under $1B in assets in IL (rank 134 of 151).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
1.35%
Rank 37 of 151
Net Interest Margin
3.92%
Rank 29 of 151
Efficiency Ratio
52.90%
Rank 29 of 151
Equity / Assets
10.40%
Rank 83 of 151
Non-interest income vs. expense
Unfavorable gap of $9.4M · efficiency ratio beats 81% of banks under $1B in assets in IL | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.35% | 0.70% | 1.03% | 1.34% | Beats 75% | 37 / 151 | | |
| Return on Equity | 12.94% | 6.74% | 9.34% | 12.94% | Beats 75% | 38 / 151 | | |
| Net Interest Margin | 3.92% | 3.02% | 3.43% | 3.83% | Beats 81% | 29 / 151 | | |
| Efficiency Ratio | 52.90% | 54.64% | 64.89% | 72.50% | Beats 81% | 29 / 151 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.02% | 0.20% | 0.66% | 1.77% | Beats 40% | 90 / 149 | | |
| Net Charge-Offs / Loans | 0.03% | 0.00% | 0.02% | 0.07% | Beats 40% | 90 / 149 | | |
| Capital |
| Tier 1 Capital Ratio | 10.99% | 11.83% | 14.17% | 18.66% | Beats 15% | 129 / 151 | | |
| Total Risk-Based Capital Ratio | 10.99% | 12.22% | 14.54% | 19.92% | Beats 11% | 134 / 151 | | |
| Equity / Assets | 10.40% | 9.10% | 10.65% | 12.40% | Beats 45% | 83 / 151 | | |
| Liquidity & Funding |
| Loans / Deposits | 88.41% | 54.39% | 71.02% | 80.75% | 88th pctl | 18 / 149 | | |
| Loans / Assets | 78.82% | 45.91% | 61.31% | 68.01% | 94th pctl | 9 / 151 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |