Bridgeport, CT · Charter 3575
NCUA · 1 branch
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.08% | 0.37% | -0.89% | -0.24% | 0.10% | 0.19% | -0.61% | -0.28% | -4 bps | |
| Return on Equity | 3.90% | 1.38% | -3.34% | -0.88% | 0.34% | 0.64% | -2.03% | -0.94% | -6 bps | |
| Net Interest Margin | 5.04% | 5.07% | 3.06% | 3.91% | 4.55% | 4.60% | 4.06% | 4.14% | +23 bps | |
| Efficiency Ratio | 79.57% | 92.99% | 127.71% | 105.84% | 97.86% | 96.18% | 114.24% | 106.43% | +60 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -7.40% | -4.35% | -3.47% | -4.46% | -7.32% | -5.64% | -9.71% | -9.37% | -492 bps | |
| Loan Growth (YoY) | 5.78% | -4.71% | 2.00% | -0.43% | 10.90% | 12.83% | -2.08% | 36.79% | +3,722 bps | |
| Share Growth (YoY) | -10.90% | -5.99% | -4.67% | -5.99% | -9.62% | -8.44% | -13.56% | -13.07% | -708 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 4.41% | 4.90% | 3.85% | 3.82% | 0.64% | 0.94% | 2.96% | 3.21% | -61 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 5.54% | 5.84% | 5.62% | 5.84% | 4.80% | 4.78% | 3.46% | 3.34% | -250 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 27.66% | 26.94% | 26.69% | 26.98% | 29.44% | 29.10% | 29.85% | 29.95% | +297 bps | |
| Net Worth / Assets | 27.66% | 26.94% | 26.69% | 26.98% | 29.44% | 29.10% | 29.85% | 29.95% | +297 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 44.34% | 41.06% | 42.53% | 42.24% | 54.40% | 50.59% | 48.17% | 66.46% | +2,422 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |