Bridgeport Post Office
Bridgeport, CT · Charter 3575 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$3.4MAssets
$1.6MLoans
$2.4MShares
$1.0MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 97% of credit unions under $1B in assets (rank 53 of 1683).
- Widest gap: efficiency ratio trails 95% of credit unions under $1B in assets (rank 1597 of 1682).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
-0.29%
Rank 1,549 of 1,683
Net Interest Margin
4.12%
Rank 586 of 1,683
Efficiency Ratio
106.76%
Rank 1,597 of 1,682
Equity / Assets
29.96%
Rank 53 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.29% | 0.35% | 0.74% | 1.18% | Beats 8% | 1,549 / 1,683 | |
| Return on Equity | -0.98% | 2.67% | 5.89% | 8.74% | Beats 10% | 1,521 / 1,681 | |
| Net Interest Margin | 4.12% | 3.31% | 3.82% | 4.32% | Beats 65% | 586 / 1,683 | |
| Efficiency Ratio | 106.76% | 68.91% | 78.20% | 86.93% | Beats 5% | 1,597 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 3.23% | 0.26% | 0.65% | 1.29% | Beats 7% | 1,567 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 29.96% | 10.44% | 12.89% | 16.53% | Beats 97% | 53 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 29.96% | 10.44% | 12.89% | 16.53% | Beats 97% | 53 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 66.48% | 52.61% | 69.38% | 83.50% | 44th pctl | 935 / 1,683 | |
| Loans / Assets | 46.43% | 44.71% | 59.18% | 70.72% | 28th pctl | 1,214 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |