Brookfield, WI · Cert 35445
FDIC · 1 branch
Q1 2017
Board Package
Performance Trends and Peer Comparison
Quarter: Q1 2017, the quarter ended March 31, 2017, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
No peer standings are published for this institution and quarter.
Peer groups below the disclosure floor are suppressed.
Brookfield, WI · Cert 35445
FDIC · 1 branch
Q1 2017
Market Position · Milwaukee-Waukesha-West Allis, WI · 2016 SOD (annual) · 0.4% share · #24 of 51 inst. · $0.3B of $64.7B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q2 2015 | Q3 2015 | Q4 2015 | Q1 2016 | Q2 2016 | Q3 2016 | Q4 2016 | Q1 2017 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.05% | 0.14% | 0.17% | 0.23% | 0.17% | 0.29% | 0.58% | 0.68% | +45 bps | |
| Return on Equity | 0.59% | 1.84% | 2.20% | 3.05% | 2.42% | 3.83% | 7.38% | 7.75% | +470 bps | |
| Net Interest Margin | 2.25% | 2.23% | 2.24% | 2.43% | 2.07% | 2.43% | 3.15% | 2.94% | +51 bps | |
| Efficiency Ratio | 95.13% | 90.43% | 89.54% | 85.99% | 86.13% | 81.61% | 73.00% | 70.66% | -1,533 bps | |
| Non-Interest Burden | 2.11% | 1.95% | 1.95% | 2.02% | 1.73% | 1.90% | 2.14% | 1.88% | -14 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 6.19% | 1.79% | 11.18% | 10.61% | 31.42% | -0.51% | -0.15% | -4.72% | -1,533 bps | |
| Loan Growth (YoY) | 16.97% | 21.79% | 12.93% | 19.42% | 30.50% | 26.19% | 27.95% | 29.86% | +1,044 bps | |
| Deposit Growth (YoY) | 6.52% | 1.08% | 11.40% | 10.73% | 32.61% | -1.65% | -1.59% | -6.59% | -1,732 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 2.25% | +225 bps | |
| Net Charge-Offs / Loans | -0.02% | -0.02% | -0.03% | -0.01% | -0.01% | -0.01% | -0.02% | -0.02% | -1 bps | |
| Allowance / Loans | 1.22% | 1.19% | 1.22% | 1.18% | 1.12% | 1.15% | 1.09% | 1.04% | -14 bps | |
| Allowance Coverage of NPLs | n/a | n/a | n/a | n/a | n/a | n/a | n/a | 0.5x | n/a | n/a |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 7.46% | 7.78% | 7.81% | 7.38% | 6.80% | 7.62% | 9.15% | 8.93% | +155 bps | |
| Total Risk-Based Capital | 11.27% | 12.74% | 12.03% | 11.74% | 11.30% | 11.12% | 11.02% | 10.51% | -123 bps | |
| Equity / Assets | 7.63% | 7.90% | 7.49% | 7.34% | 6.89% | 8.92% | 8.64% | 8.92% | +158 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 63.33% | 64.32% | 61.01% | 62.56% | 62.32% | 82.53% | 79.33% | 86.98% | +2,441 bps | |
| Liquid Assets / Assets | 21.86% | 24.00% | 28.80% | 27.15% | 31.21% | 5.39% | 9.08% | 2.97% | -2,418 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |