Branson Bank
Branson, MO · Cert 35420 · Peer group: banks under $1B in assets in MO (n=82-83) · Branson Bancshares Inc.
State charter, non-member · FDIC · 5 branches
Q2 2026
$414.1MAssets
$359.1MLoans
$372.9MDeposits
$37.5MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 85% of banks under $1B in assets in MO (rank 13 of 82).
- Widest gap: tier 1 capital ratio trails 70% of banks under $1B in assets in MO (rank 58 of 83).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
1.44%
Rank 34 of 83
Net Interest Margin
4.31%
Rank 17 of 83
Efficiency Ratio
61.61%
Rank 51 of 83
Equity / Assets
9.07%
Rank 57 of 83
Non-interest income vs. expense
Unfavorable gap of $9.4M · efficiency ratio beats 40% of banks under $1B in assets in MO | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.44% | 0.96% | 1.32% | 1.75% | Beats 59% | 34 / 83 | | |
| Return on Equity | 15.86% | 9.66% | 12.96% | 15.76% | Beats 76% | 20 / 83 | | |
| Net Interest Margin | 4.31% | 3.35% | 3.85% | 4.16% | Beats 80% | 17 / 83 | | |
| Efficiency Ratio | 61.61% | 49.83% | 58.83% | 68.51% | Beats 40% | 51 / 83 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.60% | 0.08% | 0.51% | 1.01% | Beats 46% | 45 / 82 | | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.01% | 0.06% | Beats 85% | 13 / 82 | | |
| Capital |
| Tier 1 Capital Ratio | 11.24% | 11.01% | 12.49% | 14.98% | Beats 30% | 58 / 83 | | |
| Total Risk-Based Capital Ratio | 12.49% | 11.13% | 13.01% | 15.10% | Beats 43% | 47 / 83 | | |
| Equity / Assets | 9.07% | 8.83% | 10.71% | 13.29% | Beats 31% | 57 / 83 | | |
| Liquidity & Funding |
| Loans / Deposits | 96.28% | 69.28% | 83.22% | 91.21% | 84th pctl | 13 / 82 | | |
| Loans / Assets | 86.70% | 59.34% | 71.15% | 78.36% | 95th pctl | 4 / 83 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |