Bessemer Trust Company of California, National Association
San Francisco, CA · Cert 35413 · Peer group: banks under $1B in assets (n=629)
FDIC
Q2 2026
$14.3MAssets
$0KLoans
$0KDeposits
$13.6MEquity
Executive Summary
- Strongest standing: equity / assets outperforms 98% of banks under $1B in assets (rank 10 of 629).
- Widest gap: return on assets trails 100% of banks under $1B in assets (rank 626 of 629).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
-16.00%
Rank 626 of 629
Net Interest Margin
3.25%
Rank 410 of 629
Efficiency Ratio
207%
Rank 618 of 629
Equity / Assets
94.60%
Rank 10 of 629
Non-interest income vs. expense
Unfavorable gap of $3.6M · efficiency ratio beats 2% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -16.00% | 0.60% | 1.01% | 1.45% | Beats 0% | 626 / 629 | | |
| Return on Equity | -16.91% | 5.38% | 9.30% | 13.28% | Beats 2% | 616 / 629 | | |
| Net Interest Margin | 3.25% | 3.03% | 3.54% | 4.05% | Beats 35% | 410 / 629 | | |
| Efficiency Ratio | 207% | 58.35% | 67.79% | 79.08% | Beats 2% | 618 / 629 | | |
| Asset Quality |
| Nonperforming Loans / Loans | n/a | Not reported for this institution |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 92.10% | 11.24% | 13.84% | 18.77% | Beats 94% | 38 / 629 | | |
| Total Risk-Based Capital Ratio | 92.10% | 11.58% | 14.43% | 19.66% | Beats 94% | 38 / 629 | | |
| Equity / Assets | 94.60% | 9.09% | 10.65% | 13.80% | Beats 98% | 10 / 629 | | |
| Liquidity & Funding |
| Loans / Deposits | n/a | Not reported for this institution |
| Loans / Assets | 0.00% | 53.31% | 67.71% | 78.15% | 0th pctl | 582 / 629 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |