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Sei Private Trust Company

Oaks, PA · Cert 35388 · Peer group: banks under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area (n=31)

State savings bank · OCC · 1 branch

Q2 2026

$208.5MAssets
$0KLoans
$500KDeposits
$190.8MEquity

Executive Summary

  • Strongest standing: return on assets outperforms 97% of banks under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area (rank 1 of 31).
  • Widest gap: net interest margin trails 68% of banks under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area (rank 21 of 31).
  • Overall: at or above the peer median on 6 of 7 directional measures.

Return on Assets

58.46%

Rank 1 of 31

Net Interest Margin

2.85%

Rank 21 of 31

Efficiency Ratio

56.34%

Rank 12 of 31

Equity / Assets

91.51%

Rank 3 of 31

Non-interest income vs. expense

$366.8M$210.5MINCOMEEXPENSE
Favorable gap of $156.2M · efficiency ratio beats 65% of banks under $1B in assets in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area
Bank 56.34%Peer median 63.8%Q3 2024Q2 2026Shaded: peer 25th to 75th percentile
MetricYour BankPeer 25thPeer MedianPeer 75thStandingRankPeer Position
Earnings
Return on Assets58.46%0.63%0.93%2.39%Beats 97%1 / 31
Return on Equity63.88%4.15%7.07%14.29%Beats 97%1 / 31
Net Interest Margin2.85%2.72%3.26%3.84%Beats 32%21 / 31
Efficiency Ratio56.34%49.04%63.83%80.34%Beats 65%12 / 31
Asset Quality
Nonperforming Loans / Loansn/aNot reported for this institution
Net Charge-Offs / Loansn/aNot reported for this institution
Capital
Tier 1 Capital Ratio359%13.01%19.43%42.39%Beats 97%1 / 31
Total Risk-Based Capital Ratio359%13.95%20.55%43.38%Beats 97%1 / 31
Equity / Assets91.51%9.21%12.36%21.28%Beats 90%3 / 31
Liquidity & Funding
Loans / Deposits0.00%52.41%83.15%99.86%0th pctl28 / 31
Loans / Assets0.00%37.80%67.87%79.23%0th pctl28 / 31
Brokered Deposits / Depositsn/aNot reported for this institution