New York, NY · Cert 35154 · BTG Pactual G7 Holding Sa
National charter · OCC · 1 branch
Q2 2026
Market Position · New York-Newark-Jersey City, NY-NJ · 2026 SOD (annual) · 0.0% share · #101 of 151 inst. · $0.5B of $2921.1B
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Tier 1 Leverage Ratio
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.11% | 0.22% | 0.19% | 0.25% | 0.44% | 0.35% | -0.06% | -0.19% | -44 bps | |
| Return on Equity | 0.94% | 1.93% | 1.65% | 2.07% | 3.65% | 0.88% | -0.12% | -0.39% | -246 bps | |
| Net Interest Margin | 2.69% | 2.65% | 2.65% | 2.59% | 2.76% | 2.88% | 2.92% | 3.24% | +65 bps | |
| Efficiency Ratio | 94.06% | 88.36% | 87.33% | 85.51% | 79.45% | 75.33% | 80.71% | 85.86% | +35 bps | |
| Non-Interest Burden | 2.51% | 2.31% | 2.29% | 2.19% | 2.16% | 2.13% | 2.35% | 2.78% | +59 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 10.97% | 3.78% | -0.51% | 1.21% | -2.18% | 118.76% | 121.91% | 144.88% | +14,367 bps | |
| Loan Growth (YoY) | 4.67% | -0.79% | -3.67% | -0.30% | 6.06% | 5.81% | 31.18% | 67.05% | +6,734 bps | |
| Deposit Growth (YoY) | 7.89% | 1.73% | -1.58% | 0.15% | -4.74% | 21.75% | 26.61% | 57.10% | +5,696 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 0.00% | 0.27% | 0.28% | 0.25% | 0.23% | 0.23% | 0.19% | 0.18% | -7 bps | |
| Net Charge-Offs / Loans | -0.01% | 0.44% | 0.02% | 0.11% | -0.01% | -0.01% | -0.02% | 0.58% | +48 bps | |
| Allowance / Loans | 1.07% | 1.02% | 1.05% | 1.03% | 0.97% | 1.01% | 1.15% | 1.00% | -3 bps | |
| Allowance Coverage of NPLs | n/a | 3.8x | 3.7x | 4.1x | 4.2x | 4.4x | 6.1x | 5.7x | +1.6x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 11.25% | 11.18% | 11.22% | 11.40% | 11.64% | 106.59% | 51.20% | 48.10% | +3,670 bps | |
| Total Risk-Based Capital | 20.96% | 20.79% | 21.50% | 21.43% | 20.37% | 198.52% | 156.25% | 112.79% | +9,135 bps | |
| Equity / Assets | 11.63% | 11.63% | 11.84% | 11.99% | 12.26% | 51.71% | 51.41% | 46.84% | +3,485 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 89.69% | 88.66% | 88.77% | 91.30% | 99.85% | 77.05% | 91.97% | 97.08% | +578 bps | |
| Liquid Assets / Assets | 11.53% | 10.71% | 12.07% | 10.77% | 5.67% | 57.91% | 51.90% | 44.00% | +3,323 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 338% | 33.17% | 34.02% | n/a | n/a | |