BTG Pactual Bank, National Association
New York, NY · Cert 35154 · Peer group: banks under $1B in assets in the New York-Newark-Jersey City, NY-NJ area (n=30-31) · BTG Pactual G7 Holding Sa
National charter · OCC · 1 branch
Q2 2026
$978.3MAssets
$446.9MLoans
$460.4MDeposits
$458.3MEquity
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 94% of banks under $1B in assets in the New York-Newark-Jersey City, NY-NJ area (rank 2 of 31).
- Widest gap: net charge-offs / loans trails 90% of banks under $1B in assets in the New York-Newark-Jersey City, NY-NJ area (rank 28 of 30).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
-0.12%
Rank 25 of 31
Net Interest Margin
2.99%
Rank 21 of 31
Efficiency Ratio
83.50%
Rank 15 of 31
Equity / Assets
46.84%
Rank 2 of 31
Non-interest income vs. expense
Unfavorable gap of $23.7M · efficiency ratio beats 55% of banks under $1B in assets in the New York-Newark-Jersey City, NY-NJ area | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.12% | -0.02% | 0.39% | 0.84% | Beats 19% | 25 / 31 | |
| Return on Equity | -0.26% | -0.19% | 2.57% | 5.72% | Beats 19% | 25 / 31 | |
| Net Interest Margin | 2.99% | 2.51% | 3.30% | 3.85% | Beats 32% | 21 / 31 | |
| Efficiency Ratio | 83.50% | 68.41% | 83.66% | 91.76% | Beats 55% | 15 / 31 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.18% | 0.18% | 0.47% | 2.65% | Beats 77% | 8 / 30 | |
| Net Charge-Offs / Loans | 0.15% | n/a | n/a | 0.02% | Beats 10% | 28 / 30 | |
| Capital |
| Tier 1 Capital Ratio | 111.63% | 13.24% | 15.54% | 26.77% | Beats 94% | 2 / 31 | |
| Total Risk-Based Capital Ratio | 112.79% | 14.07% | 16.32% | 26.77% | Beats 94% | 2 / 31 | |
| Equity / Assets | 46.84% | 10.38% | 13.26% | 17.83% | Beats 94% | 2 / 31 | |
| Liquidity & Funding |
| Loans / Deposits | 97.08% | 84.03% | 94.98% | 103.65% | 55th pctl | 14 / 31 | |
| Loans / Assets | 45.68% | 61.61% | 75.31% | 83.78% | 6th pctl | 29 / 31 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |