Buckeye Community Bank
Elyria, OH · Cert 35101 · Peer group: banks under $1B in assets operating in a single state (n=743-746) · Buckeye Bancshares Inc.
State charter, Fed member · FED · 2 branches
Q2 2026
$238.3MAssets
$187.0MLoans
$206.6MDeposits
$30.3MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 84% of banks under $1B in assets operating in a single state (rank 122 of 743).
- Widest gap: efficiency ratio trails 84% of banks under $1B in assets operating in a single state (rank 629 of 746).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
0.73%
Rank 553 of 746
Net Interest Margin
3.97%
Rank 258 of 746
Efficiency Ratio
80.92%
Rank 629 of 746
Equity / Assets
12.70%
Rank 207 of 746
Non-interest income vs. expense
Unfavorable gap of $7.8M · efficiency ratio beats 16% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.73% | 0.72% | 1.06% | 1.45% | Beats 26% | 553 / 746 | | |
| Return on Equity | 5.76% | 6.74% | 10.51% | 13.63% | Beats 21% | 591 / 746 | | |
| Net Interest Margin | 3.97% | 3.17% | 3.68% | 4.16% | Beats 65% | 258 / 746 | | |
| Efficiency Ratio | 80.92% | 55.74% | 64.58% | 75.47% | Beats 16% | 629 / 746 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.01% | 0.09% | 0.42% | 1.07% | Beats 84% | 122 / 743 | | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.01% | 0.05% | Beats 69% | 236 / 743 | | |
| Capital |
| Tier 1 Capital Ratio | 12.94% | 11.55% | 13.75% | 17.60% | Beats 41% | 438 / 746 | | |
| Total Risk-Based Capital Ratio | 12.94% | 11.71% | 14.33% | 18.43% | Beats 36% | 476 / 746 | | |
| Equity / Assets | 12.70% | 8.90% | 10.51% | 13.06% | Beats 72% | 207 / 746 | | |
| Liquidity & Funding |
| Loans / Deposits | 90.52% | 61.31% | 78.27% | 90.78% | 74th pctl | 193 / 746 | | |
| Loans / Assets | 78.49% | 53.60% | 66.97% | 76.08% | 81st pctl | 145 / 746 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |