NBKC Bank
Leawood, KS · Cert 35014 · Peer group: banks $1B-$10B in assets operating regionally (n=176) · Ameri-National Corp.
State charter, non-member · FDIC · 4 branches
Q2 2026
$1.2BAssets
$915.6MLoans
$1.0BDeposits
$209.0MEquity
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 98% of banks $1B-$10B in assets operating regionally (rank 4 of 176).
- Widest gap: efficiency ratio trails 92% of banks $1B-$10B in assets operating regionally (rank 163 of 176).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
1.84%
Rank 16 of 176
Net Interest Margin
3.39%
Rank 113 of 176
Efficiency Ratio
77.21%
Rank 163 of 176
Equity / Assets
16.84%
Rank 3 of 176
Non-interest income vs. expense
Unfavorable gap of $12.8M · efficiency ratio beats 8% of banks $1B-$10B in assets operating regionally | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.84% | 0.93% | 1.26% | 1.54% | Beats 91% | 16 / 176 | | |
| Return on Equity | 10.95% | 9.26% | 11.89% | 14.46% | Beats 40% | 105 / 176 | | |
| Net Interest Margin | 3.39% | 3.25% | 3.59% | 3.93% | Beats 36% | 113 / 176 | | |
| Efficiency Ratio | 77.21% | 52.79% | 59.55% | 67.66% | Beats 8% | 163 / 176 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.45% | 0.30% | 0.64% | 1.32% | Beats 19% | 144 / 176 | | |
| Net Charge-Offs / Loans | 0.02% | 0.01% | 0.04% | 0.10% | Beats 62% | 68 / 176 | | |
| Capital |
| Tier 1 Capital Ratio | 22.05% | 11.15% | 12.72% | 14.15% | Beats 98% | 4 / 176 | | |
| Total Risk-Based Capital Ratio | 23.30% | 11.81% | 13.63% | 15.33% | Beats 98% | 4 / 176 | | |
| Equity / Assets | 16.84% | 9.16% | 10.35% | 11.80% | Beats 98% | 3 / 176 | | |
| Liquidity & Funding |
| Loans / Deposits | 90.99% | 80.94% | 89.73% | 97.21% | 56th pctl | 78 / 176 | | |
| Loans / Assets | 73.76% | 69.25% | 75.12% | 80.82% | 43rd pctl | 100 / 176 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |