Susser Bank
Dallas, TX · Cert 34885 · Peer group: banks $1B-$10B in assets in the Dallas-Fort Worth-Arlington, TX area (n=20) · SBH Manager LLC
State charter, Fed member · FED · 11 branches
Q2 2026
$3.0BAssets
$2.2BLoans
$2.7BDeposits
$306.7MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 70% of banks $1B-$10B in assets in the Dallas-Fort Worth-Arlington, TX area (rank 7 of 20).
- Widest gap: total risk-based capital ratio trails 90% of banks $1B-$10B in assets in the Dallas-Fort Worth-Arlington, TX area (rank 18 of 20).
- Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
0.90%
Rank 12 of 20
Net Interest Margin
3.69%
Rank 7 of 20
Efficiency Ratio
62.22%
Rank 10 of 20
Equity / Assets
10.26%
Rank 14 of 20
Non-interest income vs. expense
Unfavorable gap of $60.9M · efficiency ratio beats 55% of banks $1B-$10B in assets in the Dallas-Fort Worth-Arlington, TX area | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.90% | 0.68% | 1.15% | 1.86% | Beats 40% | 12 / 20 | | |
| Return on Equity | 8.82% | 7.45% | 10.95% | 14.25% | Beats 30% | 14 / 20 | | |
| Net Interest Margin | 3.69% | 2.87% | 3.58% | 4.28% | Beats 65% | 7 / 20 | | |
| Efficiency Ratio | 62.22% | 52.33% | 65.48% | 74.79% | Beats 55% | 10 / 20 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.42% | 0.18% | 0.42% | 1.54% | Beats 45% | 12 / 20 | | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.02% | 0.14% | Beats 70% | 7 / 20 | | |
| Capital |
| Tier 1 Capital Ratio | 11.65% | 13.35% | 15.71% | 17.39% | Beats 10% | 18 / 20 | | |
| Total Risk-Based Capital Ratio | 12.90% | 14.55% | 16.02% | 18.64% | Beats 10% | 18 / 20 | | |
| Equity / Assets | 10.26% | 9.74% | 11.64% | 13.21% | Beats 30% | 14 / 20 | | |
| Liquidity & Funding |
| Loans / Deposits | 83.24% | 72.63% | 81.14% | 96.60% | 60th pctl | 8 / 20 | | |
| Loans / Assets | 74.11% | 60.26% | 69.54% | 79.68% | 60th pctl | 8 / 20 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |