Connecticut Community Bank, National Association
Norwalk, CT · Cert 34876 · Peer group: banks under $1B in assets operating in a single state (n=743-746) · Associated Community Bcorp Inc.
National charter · OCC · 10 branches
Q2 2026
$526.0MAssets
$324.0MLoans
$445.8MDeposits
$72.2MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets operating in a single state (rank 185 of 743).
- Widest gap: efficiency ratio trails 93% of banks under $1B in assets operating in a single state (rank 695 of 746).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
0.26%
Rank 682 of 746
Net Interest Margin
4.18%
Rank 178 of 746
Efficiency Ratio
91.79%
Rank 695 of 746
Equity / Assets
13.72%
Rank 157 of 746
Non-interest income vs. expense
Unfavorable gap of $20.3M · efficiency ratio beats 7% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.26% | 0.72% | 1.06% | 1.45% | Beats 9% | 682 / 746 | |
| Return on Equity | 1.87% | 6.74% | 10.51% | 13.63% | Beats 8% | 686 / 746 | |
| Net Interest Margin | 4.18% | 3.17% | 3.68% | 4.16% | Beats 76% | 178 / 746 | |
| Efficiency Ratio | 91.79% | 55.74% | 64.58% | 75.47% | Beats 7% | 695 / 746 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.02% | 0.09% | 0.42% | 1.07% | Beats 81% | 143 / 743 | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.01% | 0.05% | Beats 100% | 185 / 743 | |
| Capital |
| Tier 1 Capital Ratio | 13.11% | 11.55% | 13.75% | 17.60% | Beats 43% | 423 / 746 | |
| Total Risk-Based Capital Ratio | 13.11% | 11.71% | 14.33% | 18.43% | Beats 38% | 460 / 746 | |
| Equity / Assets | 13.72% | 8.90% | 10.51% | 13.06% | Beats 79% | 157 / 746 | |
| Liquidity & Funding |
| Loans / Deposits | 72.67% | 61.31% | 78.27% | 90.78% | 40th pctl | 451 / 746 | |
| Loans / Assets | 61.59% | 53.60% | 66.97% | 76.08% | 39th pctl | 456 / 746 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |