PackageTrendsPeer
Letter portraitLegal landscape

M&I National Trust Company

Milwaukee, WI · Cert 34833

FDIC

Q2 2012

Board Package

Performance Trends and Peer Comparison

Part 1Performance Trends, own institution only2
Part 2Peer Comparison, not published for this institution and quartern/a

Basis

Quarter: Q2 2012, the quarter ended June 30, 2012, on both parts.

Income statement: year to date as filed, annualized, on both parts.

Balance sheet: as filed at quarter end.

Peer group

No peer standings are published for this institution and quarter.

Peer groups below the disclosure floor are suppressed.

Source: FFIEC Call Report (031/041/051), as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas.

CallReports · callreports.ai · Board PackageGenerated 2026-10-11

M&I National Trust Company

Milwaukee, WI · Cert 34833

FDIC

Q2 2012

$231.7MAssets
n/aLoans
n/aDeposits
$165.8MEquity

NIM

0.47%Q2 ’100.38%Q2 ’110.17%Q2 ’12-20%-55%

Non-interest income vs. expense

131.53%Q2 ’10130.18%Q2 ’1190.77%Q2 ’12-25%+24%

Executive Summary

  • Earnings: ROA of 12.30%, down 166 bps year over year; NIM at 0.17%.

Financial Results

Return on Assets (YTD, annualized)

12.30%-166 bps YoY

Net Interest Margin (YTD, annualized)

0.17%-21 bps YoY

Efficiency Ratio (YTD, annualized)

81.04%-324 bps YoY

Tier 1 Leverage Ratio

n/a

Year to date, annualized, through each quarter.

MetricQ2 2011Q3 2011Q4 2011Q1 2012Q2 2012YoY ΔTrend
Earnings
Return on Assets13.96%0.15%2.44%6.87%12.30%-166 bps
Return on Equity19.78%0.22%3.56%10.19%17.88%-190 bps
Net Interest Margin0.38%0.05%0.08%0.07%0.17%-21 bps
Efficiency Ratio84.28%85.32%84.74%83.56%81.04%-324 bps
Non-Interest Burden-22.99%-4.76%-7.52%-14.23%-17.36%+563 bps
Growth
Asset Growth (YoY)14.35%35.89%34.34%37.58%34.73%+2,037 bps
Loan Growth (YoY)n/an/an/an/an/an/an/a
Deposit Growth (YoY)n/an/an/an/an/an/an/a
Asset Quality
Nonperforming Loans / Loansn/an/an/an/an/an/an/a
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/a
Total Risk-Based Capital81.00%98.52%88.96%95.67%97.81%+1,680 bps
Equity / Assets72.77%67.39%65.69%69.16%71.53%-125 bps
Liquidity & Funding
Loans / Depositsn/an/an/an/an/an/an/a
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/a