Nebraskaland Bank
North Platte, NE · Cert 34811 · Peer group: banks $1B-$10B in assets operating regionally (n=176) · Nebraskaland Finl Services Inc.
State charter, Fed member · FED · 6 branches
Q2 2026
$1.1BAssets
$737.3MLoans
$853.7MDeposits
$90.6MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks $1B-$10B in assets operating regionally (rank 10 of 176).
- Widest gap: total risk-based capital ratio trails 99% of banks $1B-$10B in assets operating regionally (rank 175 of 176).
- Overall: at or above the peer median on 2 of 9 directional measures.
Return on Assets
0.50%
Rank 164 of 176
Net Interest Margin
2.55%
Rank 170 of 176
Efficiency Ratio
72.84%
Rank 148 of 176
Equity / Assets
8.51%
Rank 149 of 176
Non-interest income vs. expense
Unfavorable gap of $19.0M · efficiency ratio beats 16% of banks $1B-$10B in assets operating regionally | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.50% | 0.93% | 1.26% | 1.54% | Beats 7% | 164 / 176 | n/a | |
| Return on Equity | 5.88% | 9.26% | 11.89% | 14.46% | Beats 10% | 158 / 176 | n/a | |
| Net Interest Margin | 2.55% | 3.25% | 3.59% | 3.93% | Beats 3% | 170 / 176 | n/a | |
| Efficiency Ratio | 72.84% | 52.79% | 59.55% | 67.66% | Beats 16% | 148 / 176 | n/a | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.29% | 0.30% | 0.64% | 1.32% | Beats 78% | 40 / 176 | n/a | |
| Net Charge-Offs / Loans | 0.00% | 0.01% | 0.04% | 0.10% | Beats 100% | 10 / 176 | n/a | |
| Capital |
| Tier 1 Capital Ratio | 9.12% | 11.15% | 12.72% | 14.15% | Beats 1% | 175 / 176 | n/a | |
| Total Risk-Based Capital Ratio | 9.12% | 11.81% | 13.63% | 15.33% | Beats 1% | 175 / 176 | n/a | |
| Equity / Assets | 8.51% | 9.16% | 10.35% | 11.80% | Beats 15% | 149 / 176 | n/a | |
| Liquidity & Funding |
| Loans / Deposits | 86.36% | 80.94% | 89.73% | 97.21% | 40th pctl | 106 / 176 | n/a | |
| Loans / Assets | 69.27% | 69.25% | 75.12% | 80.82% | 26th pctl | 131 / 176 | n/a | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |