Commercial Capital Bank
Delhi, LA · Cert 34784 · Peer group: banks under $1B in assets (n=581-629) · Capital Bcorp Inc.
State charter, non-member · FDIC · 9 branches
Q2 2026
$611.4MAssets
$490.7MLoans
$453.3MDeposits
$65.1MEquity
Executive Summary
- Strongest standing: efficiency ratio outperforms 90% of banks under $1B in assets (rank 66 of 629).
- Widest gap: nonperforming loans / loans trails 98% of banks under $1B in assets (rank 568 of 581).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
1.42%
Rank 166 of 629
Net Interest Margin
4.28%
Rank 100 of 629
Efficiency Ratio
49.16%
Rank 66 of 629
Equity / Assets
10.64%
Rank 316 of 629
Non-interest income vs. expense
Unfavorable gap of $10.3M · efficiency ratio beats 90% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.42% | 0.60% | 1.01% | 1.45% | Beats 74% | 166 / 629 | |
| Return on Equity | 13.33% | 5.38% | 9.30% | 13.28% | Beats 75% | 155 / 629 | |
| Net Interest Margin | 4.28% | 3.03% | 3.54% | 4.05% | Beats 84% | 100 / 629 | |
| Efficiency Ratio | 49.16% | 58.35% | 67.79% | 79.08% | Beats 90% | 66 / 629 | |
| Asset Quality |
| Nonperforming Loans / Loans | 5.66% | 0.09% | 0.46% | 1.20% | Beats 2% | 568 / 581 | |
| Net Charge-Offs / Loans | 0.14% | n/a | 0.01% | 0.06% | Beats 12% | 516 / 581 | |
| Capital |
| Tier 1 Capital Ratio | 11.45% | 11.24% | 13.84% | 18.77% | Beats 28% | 456 / 629 | |
| Total Risk-Based Capital Ratio | 11.45% | 11.58% | 14.43% | 19.66% | Beats 24% | 481 / 629 | |
| Equity / Assets | 10.64% | 9.09% | 10.65% | 13.80% | Beats 50% | 316 / 629 | |
| Liquidity & Funding |
| Loans / Deposits | 108.25% | 67.24% | 80.90% | 93.48% | 94th pctl | 37 / 594 | |
| Loans / Assets | 80.26% | 53.31% | 67.71% | 78.15% | 82nd pctl | 116 / 629 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |