Bridgeton Onized
Cedarville, NJ · Charter 3476 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$49.7MAssets
$45.5MLoans
$44.7MShares
$3.8MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 97% of credit unions under $1B in assets (rank 52 of 1683).
- Widest gap: equity / assets trails 97% of credit unions under $1B in assets (rank 1639 of 1683).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.23%
Rank 1,365 of 1,683
Net Interest Margin
5.83%
Rank 52 of 1,683
Efficiency Ratio
78.39%
Rank 855 of 1,682
Equity / Assets
7.73%
Rank 1,639 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.23% | 0.35% | 0.74% | 1.18% | Beats 19% | 1,365 / 1,683 | | |
| Return on Equity | 2.96% | 2.67% | 5.89% | 8.74% | Beats 28% | 1,217 / 1,681 | | |
| Net Interest Margin | 5.83% | 3.31% | 3.82% | 4.32% | Beats 97% | 52 / 1,683 | | |
| Efficiency Ratio | 78.39% | 68.91% | 78.20% | 86.93% | Beats 49% | 855 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.19% | 0.26% | 0.65% | 1.29% | Beats 27% | 1,221 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 7.73% | 10.44% | 12.89% | 16.53% | Beats 3% | 1,639 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 7.73% | 10.44% | 12.89% | 16.53% | Beats 3% | 1,639 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 101.68% | 52.61% | 69.38% | 83.50% | 97th pctl | 48 / 1,683 | | |
| Loans / Assets | 91.37% | 44.71% | 59.18% | 70.72% | 100th pctl | 5 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |