Eaglebank
Bethesda, MD · Cert 34742 · Peer group: banks $1B-$10B in assets operating regionally (n=176) · Eagle Bcorp Inc.
State charter, Fed member · FED · 13 branches
Q2 2026
$9.6BAssets
$6.7BLoans
$8.2BDeposits
$1.2BEquity
Executive Summary
- Strongest standing: total risk-based capital ratio outperforms 84% of banks $1B-$10B in assets operating regionally (rank 29 of 176).
- Widest gap: net charge-offs / loans trails 98% of banks $1B-$10B in assets operating regionally (rank 173 of 176).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
0.54%
Rank 163 of 176
Net Interest Margin
2.46%
Rank 172 of 176
Efficiency Ratio
58.90%
Rank 86 of 176
Equity / Assets
12.19%
Rank 38 of 176
Non-interest income vs. expense
Unfavorable gap of $132.8M · efficiency ratio beats 52% of banks $1B-$10B in assets operating regionally | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.54% | 0.93% | 1.26% | 1.54% | Beats 7% | 163 / 176 | |
| Return on Equity | 4.46% | 9.26% | 11.89% | 14.46% | Beats 5% | 168 / 176 | |
| Net Interest Margin | 2.46% | 3.25% | 3.59% | 3.93% | Beats 2% | 172 / 176 | |
| Efficiency Ratio | 58.90% | 52.79% | 59.55% | 67.66% | Beats 52% | 86 / 176 | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.05% | 0.30% | 0.64% | 1.32% | Beats 9% | 162 / 176 | |
| Net Charge-Offs / Loans | 1.13% | 0.01% | 0.04% | 0.10% | Beats 2% | 173 / 176 | |
| Capital |
| Tier 1 Capital Ratio | 14.95% | 11.15% | 12.72% | 14.15% | Beats 82% | 31 / 176 | |
| Total Risk-Based Capital Ratio | 16.20% | 11.81% | 13.63% | 15.33% | Beats 84% | 29 / 176 | |
| Equity / Assets | 12.19% | 9.16% | 10.35% | 11.80% | Beats 78% | 38 / 176 | |
| Liquidity & Funding |
| Loans / Deposits | 81.35% | 80.94% | 89.73% | 97.21% | 27th pctl | 129 / 176 | |
| Loans / Assets | 69.37% | 69.25% | 75.12% | 80.82% | 26th pctl | 130 / 176 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |