Bethesda, MD · Cert 34742 · Eagle Bcorp Inc.
State charter, Fed member · FED · 13 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Banks $1B-$10B in assets operating regionally (n=176). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
81
Asset Quality
6
Profitability
5
Liquidity
51
Efficiency
52
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Bethesda, MD · Cert 34742 · Eagle Bcorp Inc.
State charter, Fed member · FED · 13 branches
Q2 2026
Market Position · Washington-Arlington-Alexandria, DC-VA-MD-WV · 2026 SOD (annual) · 2.7% share · #8 of 71 inst. · $8.2B of $301.4B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -0.72% | -0.36% | 0.13% | -1.18% | -1.59% | -1.20% | 0.66% | 0.52% | +170 bps | |
| Return on Equity | -6.64% | -3.33% | 1.14% | -10.49% | -14.38% | -10.84% | 5.81% | 4.50% | +1,499 bps | |
| Net Interest Margin | 2.33% | 2.29% | 2.19% | 2.25% | 2.35% | 2.30% | 2.36% | 2.46% | +21 bps | |
| Efficiency Ratio | 53.21% | 54.28% | 59.33% | 57.19% | 56.61% | 63.82% | 61.13% | 58.90% | +171 bps | |
| Non-Interest Burden | 2.27% | 1.99% | 1.19% | 1.17% | 1.22% | 1.36% | 1.25% | 1.25% | +9 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 1.06% | -4.57% | -2.54% | -6.20% | -4.14% | -5.72% | -12.11% | -8.83% | -263 bps | |
| Loan Growth (YoY) | 0.68% | -0.42% | -0.30% | -3.09% | -6.64% | -7.11% | -12.12% | -14.01% | -1,092 bps | |
| Deposit Growth (YoY) | 1.88% | 3.48% | 8.83% | 9.98% | 10.56% | -0.13% | -7.48% | -10.20% | -2,019 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 1.69% | 2.63% | 2.52% | 3.21% | 3.23% | 2.68% | 2.63% | 2.05% | -115 bps | |
| Net Charge-Offs / Loans | 0.49% | 0.49% | 0.56% | 2.45% | 4.23% | 3.37% | 1.48% | 2.21% | -24 bps | |
| Allowance / Loans | 1.40% | 1.44% | 1.63% | 2.37% | 2.10% | 2.17% | 2.10% | 1.82% | -55 bps | |
| Allowance Coverage of NPLs | 0.8x | 0.5x | 0.6x | 0.7x | 0.7x | 0.8x | 0.8x | 0.9x | +0.1x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 10.81% | 10.82% | 11.24% | 10.78% | 10.57% | 9.92% | 10.87% | 11.49% | +71 bps | |
| Total Risk-Based Capital | 15.59% | 16.00% | 16.08% | 15.51% | 15.11% | 14.61% | 15.39% | 16.20% | +70 bps | |
| Equity / Assets | 10.91% | 11.11% | 11.15% | 11.36% | 10.58% | 11.00% | 11.77% | 12.19% | +83 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 93.02% | 86.68% | 85.65% | 84.95% | 78.55% | 80.63% | 81.36% | 81.35% | -360 bps | |
| Liquid Assets / Assets | 13.42% | 13.66% | 13.68% | 10.34% | 15.46% | 14.18% | 13.78% | 14.51% | +416 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 464% | 462% | 421% | n/a | n/a | |
Bethesda, MD · Cert 34742 · Peer group: banks $1B-$10B in assets operating regionally (n=176) · Eagle Bcorp Inc.
State charter, Fed member · FED · 13 branches
Q2 2026
Return on Assets
0.54%
Rank 163 of 176
Net Interest Margin
2.46%
Rank 172 of 176
Efficiency Ratio
58.90%
Rank 86 of 176
Equity / Assets
12.19%
Rank 38 of 176
| Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.54% | 0.93% | 1.26% | 1.54% | Beats 7% | 163 / 176 | n/a | |
| Return on Equity | 4.46% | 9.26% | 11.89% | 14.46% | Beats 5% | 168 / 176 | n/a | |
| Net Interest Margin | 2.46% | 3.25% | 3.59% | 3.93% | Beats 2% | 172 / 176 | n/a | |
| Efficiency Ratio | 58.90% | 52.79% | 59.55% | 67.66% | Beats 52% | 86 / 176 | n/a | |
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 2.05% | 0.30% | 0.64% | 1.32% | Beats 9% | 162 / 176 | n/a | |
| Net Charge-Offs / Loans | 1.13% | 0.01% | 0.04% | 0.10% | Beats 2% | 173 / 176 | n/a | |
| Capital | ||||||||
| Tier 1 Capital Ratio | 14.95% | 11.15% | 12.72% | 14.15% | Beats 82% | 31 / 176 | n/a | |
| Total Risk-Based Capital Ratio | 16.20% | 11.81% | 13.63% | 15.33% | Beats 84% | 29 / 176 | n/a | |
| Equity / Assets | 12.19% | 9.16% | 10.35% | 11.80% | Beats 78% | 38 / 176 | n/a | |
| Liquidity & Funding | ||||||||
| Loans / Deposits | 81.35% | 80.94% | 89.73% | 97.21% | 27th pctl | 129 / 176 | n/a | |
| Loans / Assets | 69.37% | 69.25% | 75.12% | 80.82% | 26th pctl | 130 / 176 | n/a | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||