New Covenant Trust Company, National Association
Jeffersonville, IN · Cert 34732 · Peer group: banks under $1B in assets (n=629)
FDIC
Q2 2026
$9.3MAssets
$0KLoans
$0KDeposits
$8.6MEquity
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 98% of banks under $1B in assets (rank 15 of 629).
- Widest gap: net interest margin trails 96% of banks under $1B in assets (rank 604 of 629).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
12.32%
Rank 21 of 629
Net Interest Margin
2.01%
Rank 604 of 629
Efficiency Ratio
81.12%
Rank 490 of 629
Equity / Assets
92.39%
Rank 13 of 629
Non-interest income vs. expense
Favorable gap of $1.3M · efficiency ratio beats 22% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 12.32% | 0.60% | 1.01% | 1.45% | Beats 97% | 21 / 629 | | |
| Return on Equity | 13.34% | 5.38% | 9.30% | 13.28% | Beats 76% | 154 / 629 | | |
| Net Interest Margin | 2.01% | 3.03% | 3.54% | 4.05% | Beats 4% | 604 / 629 | | |
| Efficiency Ratio | 81.12% | 58.35% | 67.79% | 79.08% | Beats 22% | 490 / 629 | | |
| Asset Quality |
| Nonperforming Loans / Loans | n/a | Not reported for this institution |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 248% | 11.24% | 13.84% | 18.77% | Beats 98% | 15 / 629 | | |
| Total Risk-Based Capital Ratio | 248% | 11.58% | 14.43% | 19.66% | Beats 98% | 15 / 629 | | |
| Equity / Assets | 92.39% | 9.09% | 10.65% | 13.80% | Beats 98% | 13 / 629 | | |
| Liquidity & Funding |
| Loans / Deposits | n/a | Not reported for this institution |
| Loans / Assets | 0.00% | 53.31% | 67.71% | 78.15% | 0th pctl | 582 / 629 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |