Communication
Oklahoma City, OK · Charter 3454 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 25 branches
Q2 2026
$2.4BAssets
$1.6BLoans
$2.1BShares
$282.1MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 95% of credit unions $1B-$10B in assets (rank 22 of 435).
- Widest gap: nonperforming loans / loans trails 82% of credit unions $1B-$10B in assets (rank 356 of 435).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.03%
Rank 135 of 435
Net Interest Margin
3.36%
Rank 231 of 435
Efficiency Ratio
54.29%
Rank 22 of 435
Equity / Assets
11.83%
Rank 149 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.03% | 0.55% | 0.81% | 1.14% | Beats 69% | 135 / 435 | | |
| Return on Equity | 8.69% | 5.12% | 7.41% | 9.70% | Beats 65% | 151 / 435 | | |
| Net Interest Margin | 3.36% | 3.01% | 3.39% | 3.75% | Beats 47% | 231 / 435 | | |
| Efficiency Ratio | 54.29% | 65.25% | 71.39% | 77.86% | Beats 95% | 22 / 435 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.24% | 0.45% | 0.69% | 1.05% | Beats 18% | 356 / 435 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.83% | 9.81% | 10.84% | 12.63% | Beats 66% | 149 / 435 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.83% | 9.81% | 10.84% | 12.63% | Beats 66% | 149 / 435 | | |
| Liquidity & Funding |
| Loans / Deposits | 77.49% | 78.33% | 88.38% | 95.61% | 23rd pctl | 335 / 435 | | |
| Loans / Assets | 67.04% | 67.69% | 74.58% | 80.80% | 23rd pctl | 336 / 435 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |