Alhambra, CA · Cert 34496 · Peer group: banks under $1B in assets in the Los Angeles-Long Beach-Anaheim, CA area (n=27-28) · First Financial Holding Co. Ltd.
State charter, non-member · FDIC · 8 branches
Q2 2026
$849.9MAssets
$732.1MLoans
$646.8MDeposits
$195.8MEquity
Executive Summary
Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets in the Los Angeles-Long Beach-Anaheim, CA area (rank 17 of 27).
Widest gap: nonperforming loans / loans trails 70% of banks under $1B in assets in the Los Angeles-Long Beach-Anaheim, CA area (rank 20 of 27).
Overall: at or above the peer median on 6 of 9 directional measures.
Return on Assets
1.10%
Rank 10 of 28
Net Interest Margin
3.51%
Rank 18 of 28
Efficiency Ratio
55.40%
Rank 7 of 28
Equity / Assets
23.04%
Rank 4 of 28
Non-interest income vs. expense
Unfavorable gap of $16.2M · efficiency ratio beats 79% of banks under $1B in assets in the Los Angeles-Long Beach-Anaheim, CA area