Texas Capital Bank
Dallas, TX · Cert 34383 · Peer group: banks over $10B in assets (n=142-144) · Texas Capital Bancshares Inc.
State charter, Fed member · FED · 9 branches
Q2 2026
$33.6BAssets
$24.9BLoans
$29.4BDeposits
$3.4BEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 73% of banks over $10B in assets (rank 40 of 142).
- Widest gap: return on assets trails 75% of banks over $10B in assets (rank 108 of 144).
- Overall: at or above the peer median on 1 of 9 directional measures.
Return on Assets
1.00%
Rank 108 of 144
Net Interest Margin
3.23%
Rank 81 of 144
Efficiency Ratio
59.29%
Rank 93 of 144
Equity / Assets
10.13%
Rank 96 of 144
Non-interest income vs. expense
Unfavorable gap of $556.7M · efficiency ratio beats 36% of banks over $10B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.00% | 1.00% | 1.26% | 1.54% | Beats 25% | 108 / 144 | |
| Return on Equity | 9.89% | 8.98% | 11.34% | 14.40% | Beats 35% | 93 / 144 | |
| Net Interest Margin | 3.23% | 2.82% | 3.31% | 3.68% | Beats 44% | 81 / 144 | |
| Efficiency Ratio | 59.29% | 49.42% | 56.02% | 62.41% | Beats 36% | 93 / 144 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.50% | 0.48% | 0.73% | 1.07% | Beats 73% | 40 / 142 | |
| Net Charge-Offs / Loans | 0.14% | 0.05% | 0.11% | 0.22% | Beats 42% | 83 / 142 | |
| Capital |
| Tier 1 Capital Ratio | 12.35% | 12.07% | 12.98% | 14.92% | Beats 36% | 92 / 144 | |
| Total Risk-Based Capital Ratio | 13.53% | 13.39% | 14.14% | 16.25% | Beats 29% | 102 / 144 | |
| Equity / Assets | 10.13% | 9.69% | 11.39% | 12.96% | Beats 33% | 96 / 144 | |
| Liquidity & Funding |
| Loans / Deposits | 84.92% | 75.72% | 84.92% | 91.56% | 50th pctl | 72 / 143 | |
| Loans / Assets | 74.20% | 59.83% | 69.07% | 74.80% | 72nd pctl | 40 / 144 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |