PackageTrendsPeer
Letter portraitLegal landscape

Crown Bank

Elizabeth, NJ · Cert 34259 · Peer group: banks under $1B in assets in the New York-Newark-Jersey City, NY-NJ area (n=30-31)

State charter, non-member · FDIC · 13 branches

Q2 2026

$614.3MAssets
$524.4MLoans
$428.3MDeposits
$164.1MEquity

Executive Summary

  • Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets in the New York-Newark-Jersey City, NY-NJ area (rank 17 of 30).
  • Widest gap: nonperforming loans / loans trails 93% of banks under $1B in assets in the New York-Newark-Jersey City, NY-NJ area (rank 29 of 30).
  • Overall: at or above the peer median on 8 of 9 directional measures.

Return on Assets

2.07%

Rank 2 of 31

Net Interest Margin

4.52%

Rank 1 of 31

Efficiency Ratio

44.89%

Rank 2 of 31

Equity / Assets

26.71%

Rank 4 of 31

Non-interest income vs. expense

$2.6M$13.8MINCOMEEXPENSE
Unfavorable gap of $11.2M · efficiency ratio beats 97% of banks under $1B in assets in the New York-Newark-Jersey City, NY-NJ area
Bank 44.89%Peer median 83.7%Q3 2024Q2 2026Shaded: peer 25th to 75th percentile
MetricYour BankPeer 25thPeer MedianPeer 75thStandingRank8-Qtr TrendPeer Position
Earnings
Return on Assets2.07%-0.02%0.39%0.84%Beats 94%2 / 31
Return on Equity7.74%-0.19%2.57%5.72%Beats 77%7 / 31
Net Interest Margin4.52%2.51%3.30%3.85%Beats 97%1 / 31
Efficiency Ratio44.89%68.41%83.66%91.76%Beats 97%2 / 31
Asset Quality
Nonperforming Loans / Loans5.77%0.18%0.47%2.65%Beats 7%29 / 30
Net Charge-Offs / Loans0.00%n/an/a0.02%Beats 100%17 / 30
Capital
Tier 1 Capital Ratio26.11%13.24%15.54%26.77%Beats 71%9 / 31
Total Risk-Based Capital Ratio26.11%14.07%16.32%26.77%Beats 71%9 / 31
Equity / Assets26.71%10.38%13.26%17.83%Beats 87%4 / 31
Liquidity & Funding
Loans / Deposits122.44%84.03%94.98%103.65%94th pctl2 / 31
Loans / Assets85.36%61.61%75.31%83.78%87th pctl4 / 31
Brokered Deposits / Depositsn/aNot reported for this institution