Platte Valley Bank
Scottsbluff, NE · Cert 34211 · Peer group: banks $1B-$10B in assets operating in a single state (n=257-258) · Platte Valley Finl Service Companies
State charter, Fed member · FED · 2 affiliate banks · 12 branches (25 in holding)
Q2 2026
$1.2BAssets
$935.7MLoans
$1.1BDeposits
$118.9MEquity
Executive Summary
- Strongest standing: net interest margin outperforms 77% of banks $1B-$10B in assets operating in a single state (rank 60 of 258).
- Widest gap: total risk-based capital ratio trails 97% of banks $1B-$10B in assets operating in a single state (rank 251 of 258).
- Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
1.20%
Rank 137 of 258
Net Interest Margin
3.92%
Rank 60 of 258
Efficiency Ratio
60.21%
Rank 128 of 257
Equity / Assets
9.53%
Rank 169 of 258
Non-interest income vs. expense
Unfavorable gap of $26.1M · efficiency ratio beats 51% of banks $1B-$10B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.20% | 0.93% | 1.23% | 1.54% | Beats 47% | 137 / 258 | |
| Return on Equity | 12.54% | 9.26% | 11.84% | 14.74% | Beats 56% | 113 / 258 | |
| Net Interest Margin | 3.92% | 3.16% | 3.49% | 3.88% | Beats 77% | 60 / 258 | |
| Efficiency Ratio | 60.21% | 51.71% | 60.30% | 69.65% | Beats 51% | 128 / 257 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.57% | 0.19% | 0.46% | 0.90% | Beats 37% | 164 / 258 | |
| Net Charge-Offs / Loans | 0.05% | 0.01% | 0.02% | 0.07% | Beats 30% | 182 / 258 | |
| Capital |
| Tier 1 Capital Ratio | 9.54% | 11.41% | 12.98% | 15.12% | Beats 3% | 251 / 258 | |
| Total Risk-Based Capital Ratio | 9.54% | 12.10% | 13.91% | 16.08% | Beats 3% | 251 / 258 | |
| Equity / Assets | 9.53% | 9.09% | 10.24% | 11.72% | Beats 34% | 169 / 258 | |
| Liquidity & Funding |
| Loans / Deposits | 87.29% | 73.24% | 86.34% | 95.95% | 54th pctl | 118 / 258 | |
| Loans / Assets | 74.97% | 63.01% | 72.27% | 78.40% | 59th pctl | 106 / 258 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |