PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Deutsche Bank Trust Company, National Association

New York, NY · Cert 34056

FDIC

Q2 2026

$170.7MAssets
$0KLoans
$0KDeposits
$156.2MEquity

Executive Summary

  • Earnings: ROA of 7.54%, up 531 bps year over year; NIM at 4.12%.
  • Capital: tier 1 leverage ratio of 93.32%, up 194 bps from a year ago.

Return on Assets (quarter, annualized)

7.54%+531 bps YoY

Net Interest Margin (quarter, annualized)

4.12%-6 bps YoY

Efficiency Ratio (quarter, annualized)

62.18%-2,709 bps YoY

Tier 1 Leverage Ratio

93.32%+194 bps YoY

NIM

3.73%Q2 ’244.18%Q2 ’254.12%Q2 ’26+12%-2%

Non-interest income vs. expense

17.47%Q2 ’2424.73%Q2 ’2516.59%Q2 ’26+124%-595%

Discrete quarter, annualized.

MetricQ3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets7.02%2.42%7.13%2.23%7.70%17.17%7.77%7.54%+531 bps
Return on Equity7.57%2.64%7.80%2.45%8.47%18.82%8.52%8.20%+575 bps
Net Interest Margin3.65%4.18%5.22%4.18%4.51%3.98%4.11%4.12%-6 bps
Efficiency Ratio61.74%88.24%66.46%89.26%60.70%13.39%63.74%62.18%-2,709 bps
Non-Interest Burden-5.75%1.22%-4.22%1.21%-5.86%-18.08%-6.14%-5.98%-718 bps
Growth
Asset Growth (YoY)3.18%4.08%4.64%6.08%2.51%3.59%2.73%2.33%-375 bps
Loan Growth (YoY)n/an/an/an/an/an/an/an/an/an/a
Deposit Growth (YoY)n/an/an/an/an/an/an/an/an/an/a
Asset Quality
Nonperforming Loans / Loansn/an/an/an/an/an/an/an/an/an/a
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ratio93.44%89.58%91.62%91.38%92.71%87.35%91.21%93.32%+194 bps
Total Risk-Based Capital93.44%89.58%91.62%91.38%92.71%87.35%91.21%93.32%+194 bps
Equity / Assets92.45%90.83%91.98%89.56%92.14%90.29%92.30%91.49%+193 bps
Liquidity & Funding
Loans / Depositsn/an/an/an/an/an/an/an/an/an/a
Liquid Assets / Assets64.20%70.64%81.79%87.12%91.65%95.71%95.86%95.80%+868 bps
CRE / Total Capitaln/an/an/an/a0.00%0.00%0.00%n/an/a