PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Old National Trust Company

Terre Haute, IN · Cert 34009

FDIC

Q2 2001

$5.0MAssets
n/aLoans
n/aDeposits
$3.1MEquity

Executive Summary

  • Earnings: ROA of -3.50%, down 4,447 bps year over year; NIM at 2.25%.

Return on Assets (quarter, annualized)

-3.50%-4,447 bps YoY

Net Interest Margin (quarter, annualized)

2.25%

Efficiency Ratio (quarter, annualized)

101.41%

Tier 1 Leverage Ratio

n/a
n/a

NIM

2.96%Q1 ’012.25%Q2 ’01-24%

Non-interest income vs. expense

268%Q1 ’01373%Q2 ’01+129%

Discrete quarter, annualized.

MetricQ3 1999Q4 1999Q1 2000Q2 2000Q3 2000Q4 2000Q1 2001Q2 2001YoY ΔTrend
Earnings
Return on Assets-10.96%-24.58%32.32%40.97%35.38%53.09%14.57%-3.50%-4,447 bps
Return on Equityn/an/an/an/an/an/an/a-5.43%n/an/a
Net Interest Marginn/an/an/an/an/an/a2.96%2.25%n/a
Efficiency Ration/an/an/an/an/an/a90.28%101.41%n/a
Non-Interest Burdenn/an/an/an/an/an/a-25.88%7.44%n/a
Growth
Asset Growth (YoY)58.64%-26.65%-49.47%-44.84%-35.03%22.53%100.60%93.87%+13,872 bps
Loan Growth (YoY)n/an/an/an/an/an/an/an/an/an/a
Deposit Growth (YoY)n/an/an/an/an/an/an/an/an/an/a
Asset Quality
Nonperforming Loans / Loansn/an/an/an/an/an/an/an/an/an/a
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/a161.34%123.18%n/a
Equity / Assetsn/an/an/an/an/an/a67.78%61.34%n/a
Liquidity & Funding
Loans / Depositsn/an/an/an/an/an/an/an/an/an/a
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a