Synovus Trust Company, National Association
Columbus, GA · Cert 33962 · Peer group: banks under $1B in assets in GA (n=59)
FDIC
Q2 2026
$157.4MAssets
$0KLoans
$0KDeposits
$149.7MEquity
Executive Summary
- Strongest standing: return on assets outperforms 98% of banks under $1B in assets in GA (rank 1 of 59).
- Widest gap: net interest margin trails 100% of banks under $1B in assets in GA (rank 59 of 59).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
10.49%
Rank 1 of 59
Net Interest Margin
1.01%
Rank 59 of 59
Efficiency Ratio
70.24%
Rank 45 of 59
Equity / Assets
95.12%
Rank 1 of 59
Non-interest income vs. expense
Favorable gap of $20.9M · efficiency ratio beats 25% of banks under $1B in assets in GA | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 10.49% | 0.94% | 1.46% | 1.76% | Beats 98% | 1 / 59 | |
| Return on Equity | 11.03% | 7.92% | 11.60% | 15.10% | Beats 42% | 34 / 59 | |
| Net Interest Margin | 1.01% | 3.66% | 4.24% | 4.75% | Beats 0% | 59 / 59 | |
| Efficiency Ratio | 70.24% | 51.87% | 60.25% | 70.24% | Beats 25% | 45 / 59 | |
| Asset Quality |
| Nonperforming Loans / Loans | n/a | Not reported for this institution |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 115.13% | 11.93% | 15.65% | 21.05% | Beats 97% | 2 / 59 | |
| Total Risk-Based Capital Ratio | 115.13% | 12.05% | 15.77% | 22.26% | Beats 97% | 2 / 59 | |
| Equity / Assets | 95.12% | 9.10% | 11.51% | 14.32% | Beats 98% | 1 / 59 | |
| Liquidity & Funding |
| Loans / Deposits | n/a | Not reported for this institution |
| Loans / Assets | 0.00% | 49.55% | 64.39% | 73.73% | 0th pctl | 59 / 59 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |