Bank of Milan, The
Milan, TN · Cert 33851 · Peer group: banks under $1B in assets (n=581-629) · Hometown Bcorp Inc.
State charter, non-member · FDIC · 2 branches
Q2 2026
$101.1MAssets
$61.6MLoans
$88.9MDeposits
$7.5MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 100% of banks under $1B in assets (rank 158 of 581).
- Widest gap: total risk-based capital ratio trails 94% of banks under $1B in assets (rank 593 of 629).
- Overall: at or above the peer median on 4 of 9 directional measures.
Return on Assets
1.70%
Rank 111 of 629
Net Interest Margin
3.30%
Rank 393 of 629
Efficiency Ratio
53.33%
Rank 101 of 629
Equity / Assets
7.41%
Rank 585 of 629
Non-interest income vs. expense
Unfavorable gap of $1.2M · efficiency ratio beats 84% of banks under $1B in assets | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.70% | 0.60% | 1.01% | 1.45% | Beats 82% | 111 / 629 | | |
| Return on Equity | 22.97% | 5.38% | 9.30% | 13.28% | Beats 95% | 29 / 629 | | |
| Net Interest Margin | 3.30% | 3.03% | 3.54% | 4.05% | Beats 38% | 393 / 629 | | |
| Efficiency Ratio | 53.33% | 58.35% | 67.79% | 79.08% | Beats 84% | 101 / 629 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.99% | 0.09% | 0.46% | 1.20% | Beats 30% | 406 / 581 | | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.01% | 0.06% | Beats 100% | 158 / 581 | n/a | |
| Capital |
| Tier 1 Capital Ratio | 9.52% | 11.24% | 13.84% | 18.77% | Beats 6% | 591 / 629 | | |
| Total Risk-Based Capital Ratio | 9.52% | 11.58% | 14.43% | 19.66% | Beats 6% | 593 / 629 | | |
| Equity / Assets | 7.41% | 9.09% | 10.65% | 13.80% | Beats 7% | 585 / 629 | | |
| Liquidity & Funding |
| Loans / Deposits | 69.31% | 67.24% | 80.90% | 93.48% | 29th pctl | 421 / 594 | | |
| Loans / Assets | 60.93% | 53.31% | 67.71% | 78.15% | 36th pctl | 404 / 629 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |