First Community Bank of Taney County
Branson, MO · Cert 33832 · Peer group: banks under $1B in assets in MO (n=89-90)
FDIC · 3 branches
Q3 2024
$192.8MAssets
$147.5MLoans
$155.3MDeposits
$11.1MEquity
Executive Summary
- Strongest standing: net charge-offs / loans outperforms 69% of banks under $1B in assets in MO (rank 29 of 89).
- Widest gap: equity / assets trails 98% of banks under $1B in assets in MO (rank 88 of 90).
- Overall: at or above the peer median on 2 of 9 directional measures.
Return on Assets
0.49%
Rank 77 of 90
Net Interest Margin
2.50%
Rank 77 of 90
Efficiency Ratio
75.96%
Rank 69 of 90
Equity / Assets
5.75%
Rank 88 of 90
Non-interest income vs. expense
Unfavorable gap of $3.5M · efficiency ratio beats 24% of banks under $1B in assets in MO | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.49% | 0.66% | 0.99% | 1.40% | Beats 14% | 77 / 90 | | |
| Return on Equity | 8.47% | 6.84% | 10.42% | 13.97% | Beats 33% | 60 / 90 | | |
| Net Interest Margin | 2.50% | 2.89% | 3.42% | 3.86% | Beats 14% | 77 / 90 | | |
| Efficiency Ratio | 75.96% | 56.36% | 64.92% | 74.62% | Beats 24% | 69 / 90 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.16% | 0.10% | 0.40% | 0.90% | Beats 63% | 34 / 89 | | |
| Net Charge-Offs / Loans | 0.01% | 0.01% | 0.03% | 0.08% | Beats 69% | 29 / 89 | | |
| Capital |
| Tier 1 Capital Ratio | 10.54% | 11.03% | 12.72% | 14.84% | Beats 17% | 75 / 90 | | |
| Total Risk-Based Capital Ratio | 11.54% | 11.46% | 13.08% | 15.63% | Beats 28% | 65 / 90 | | |
| Equity / Assets | 5.75% | 8.13% | 9.97% | 12.44% | Beats 2% | 88 / 90 | | |
| Liquidity & Funding |
| Loans / Deposits | 94.99% | 68.33% | 80.26% | 90.12% | 80th pctl | 18 / 89 | | |
| Loans / Assets | 76.51% | 58.49% | 69.09% | 77.44% | 71st pctl | 26 / 89 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |