PackageTrendsPeer
Letter portraitLegal landscape

Community Bank of Elmhurst

Elmhurst, IL · Cert 33805 · Peer group: banks under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (n=56-57) · Community Bancshares Elmhurst

State charter, Fed member · FED · 2 branches

Q2 2026

$194.5MAssets
$127.5MLoans
$176.9MDeposits
$11.7MEquity

Executive Summary

  • Strongest standing: nonperforming loans / loans outperforms 84% of banks under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (rank 10 of 56).
  • Widest gap: equity / assets trails 98% of banks under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (rank 56 of 57).
  • Overall: at or above the peer median on 3 of 9 directional measures.

Return on Assets

0.53%

Rank 40 of 57

Net Interest Margin

3.68%

Rank 27 of 57

Efficiency Ratio

78.76%

Rank 37 of 57

Equity / Assets

6.04%

Rank 56 of 57

Non-interest income vs. expense

$0.3M$5.9MINCOMEEXPENSE
Unfavorable gap of $5.6M · efficiency ratio beats 37% of banks under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area
Bank 78.76%Peer median 69.7%Q3 2024Q2 2026Shaded: peer 25th to 75th percentile
MetricYour BankPeer 25thPeer MedianPeer 75thStandingRank8-Qtr TrendPeer Position
Earnings
Return on Assets0.53%0.51%0.84%1.19%Beats 30%40 / 57
Return on Equity8.83%3.13%7.76%11.40%Beats 60%23 / 57
Net Interest Margin3.68%3.16%3.63%4.08%Beats 53%27 / 57
Efficiency Ratio78.76%59.57%69.70%81.06%Beats 37%37 / 57
Asset Quality
Nonperforming Loans / Loans0.02%0.06%0.34%1.78%Beats 84%10 / 56
Net Charge-Offs / Loans0.05%n/a0.00%0.01%Beats 16%48 / 56
Capital
Tier 1 Capital Ratio15.24%12.24%16.06%19.69%Beats 47%30 / 57
Total Risk-Based Capital Ratio16.50%12.54%16.50%20.95%Beats 49%29 / 57
Equity / Assets6.04%9.37%11.56%15.00%Beats 2%56 / 57
Liquidity & Funding
Loans / Deposits72.06%66.29%85.59%95.16%28th pctl41 / 57
Loans / Assets65.54%57.07%71.07%78.13%35th pctl37 / 57
Brokered Deposits / Depositsn/aNot reported for this institution