PackageTrendsPeer
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Bank of China

New York, NY · Cert 33653

Savings association · OCC · 1 branch

Q1 2026

Board Package

Performance Trends and Peer Comparison

Part 1Performance Trends, own institution only2
Part 2Peer Comparison, banks over $10B in assets in the New York-Newark-Jersey City, NY-NJ area3

Basis

Quarter: Q1 2026, the quarter ended March 31, 2026, on both parts.

Income statement: year to date as filed, annualized, on both parts.

Balance sheet: as filed at quarter end.

Peer group

Banks over $10B in assets in the New York-Newark-Jersey City, NY-NJ area (n=17 to 19). Each measure ranks only the institutions that reported it, so n varies by measure.

Peer groups below the disclosure floor are suppressed.

Peer standing

Capital

No peer data yet

Asset Quality

6

Q1 2026Q1 2026peer median (50)

Profitability

No peer data yet

Liquidity

92

Q1 2026Q1 2026peer median

Efficiency

No peer data yet

Growth

No peer data yet

Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.

Source: FFIEC Call Report (031/041/051), as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas.

CallReports · callreports.ai · Board PackageGenerated 2026-10-11

Bank of China

New York, NY · Cert 33653

Savings association · OCC · 1 branch

Q1 2026

$44.4BAssets
$16.7BLoans
$20.2BDeposits
n/aEquity

Market Position · New York-Newark-Jersey City, NY-NJ · 2026 SOD (annual) · 0.8% share · #17 of 151 inst. · $22.6B of $2921.1B

Executive Summary

  • Asset quality: problem loans at 0.00% of loans (0 bps YoY).
  • Funding: loans stand at 82.91% of deposits as of Q1 2026.

Return on Assets (YTD, annualized)

n/a

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Tier 1 Leverage Ratio

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ2 2010Q3 2010Q4 2010Q1 2011Q2 2011Q3 2011Q4 2011Q1 2026YoY ΔTrend
Earnings
Return on Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%n/an/a
Return on Equityn/an/an/an/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/an/an/an/a
Non-Interest Burdenn/an/an/an/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)-40.42%59.98%36.55%-3.57%89.16%15.61%79.23%302%+30,583 bps
Loan Growth (YoY)25.47%23.50%89.07%111.72%121.29%133.85%112.53%222%+11,043 bps
Deposit Growth (YoY)-32.46%134.62%36.42%-1.63%122.42%24.07%54.24%139.63%+14,126 bps
Asset Quality
Nonperforming Loans / Loans0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/an/an/an/a
Total Risk-Based Capitaln/an/an/an/an/an/an/an/an/an/a
Equity / Assetsn/an/an/an/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Deposits40.08%26.83%31.42%61.67%39.88%50.57%43.29%82.91%+2,124 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a

Source: FFIEC Call Report (031/041/051), as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas. Income-statement figures are year-to-date as filed, annualized (the UBPR convention). Each quarter includes the ones before it.

CallReports · callreports.ai· Performance TrendsGenerated 2026-10-11

Bank of China

New York, NY · Cert 33653 · Peer group: banks over $10B in assets in the New York-Newark-Jersey City, NY-NJ area (n=17-19)

Savings association · OCC · 1 branch

Q1 2026

$44.4BAssets
$16.7BLoans
$20.2BDeposits
n/aEquity

Executive Summary

  • Strongest standing: nonperforming loans / loans outperforms 6% of banks over $10B in assets in the New York-Newark-Jersey City, NY-NJ area (rank 17 of 17).
  • Overall: at or above the peer median on 0 of 1 directional measures.
MetricYour BankPeer 25thPeer MedianPeer 75thStandingRank8-Qtr TrendPeer Position
Earnings
Return on Assetsn/aNot reported for this institution
Return on Equityn/aNot reported for this institution
Net Interest Marginn/aNot reported for this institution
Efficiency Ration/aNot reported for this institution
Asset Quality
Nonperforming Loans / Loans1.87%0.32%0.70%1.10%Beats 6%17 / 17n/a
Net Charge-Offs / Loansn/aNot reported for this institution
Capital
Tier 1 Capital Ration/aNot reported for this institution
Total Risk-Based Capital Ration/aNot reported for this institution
Equity / Assetsn/aNot reported for this institution
Liquidity & Funding
Loans / Deposits82.91%56.68%86.64%101.55%32nd pctl13 / 19n/a
Loans / Assets37.63%37.63%70.02%77.02%21st pctl15 / 19n/a
Brokered Deposits / Depositsn/aNot reported for this institution