PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Northern Trust Company of New York

New York, NY · Cert 33573

FDIC

Q1 2015

$7.1MAssets
n/aLoans
n/aDeposits
$7.1MEquity

Executive Summary

  • Earnings: ROA of -0.17%, down 11 bps year over year; NIM at 0.00%.
  • Capital: tier 1 leverage ratio of 103.95%.

Return on Assets (quarter, annualized)

-0.17%-11 bps YoY

Net Interest Margin (quarter, annualized)

0.00%-12 bps YoY

Efficiency Ratio (quarter, annualized)

n/a

Tier 1 Leverage Ratio

103.95%
n/a

NIM

0.06%Q1 ’130.12%Q1 ’140.00%Q1 ’15+113%-100%

Non-interest income vs. expense

0.28%Q1 ’130.24%Q1 ’140.29%Q1 ’15-15%+22%

Discrete quarter, annualized.

MetricQ2 2013Q3 2013Q4 2013Q1 2014Q2 2014Q3 2014Q4 2014Q1 2015YoY ΔTrend
Earnings
Return on Assets-0.11%-0.06%-0.22%-0.06%-0.17%-0.11%-0.11%-0.17%-11 bps
Return on Equity-0.11%-0.06%-0.22%-0.06%-0.17%-0.11%-0.11%-0.17%-11 bps
Net Interest Margin0.06%0.06%0.06%0.12%0.00%0.06%0.00%0.00%-12 bps
Efficiency Ratio400%300%700%200%400%500%533%n/an/a
Non-Interest Burden0.22%0.17%0.40%0.24%0.24%0.30%0.18%0.29%+5 bps
Growth
Asset Growth (YoY)-20.40%-19.39%-0.14%-0.15%-0.13%-1.29%-0.11%-0.14%+1 bps
Loan Growth (YoY)n/an/an/an/an/an/an/an/an/an/a
Deposit Growth (YoY)n/an/an/an/an/an/an/an/an/an/a
Asset Quality
Nonperforming Loans / Loansn/an/an/an/an/an/an/an/an/an/a
Net Charge-Offs / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance / Loansn/an/an/an/an/an/an/an/an/an/a
Allowance Coverage of NPLsn/an/an/an/an/an/an/an/an/an/a
Capital
Tier 1 Leverage Ration/an/an/an/an/an/an/a103.95%n/an/a
Total Risk-Based Capital107.70%114.49%115.93%115.11%115.10%115.10%454%449%+33,429 bps
Equity / Assets100.00%98.85%100.00%100.00%100.00%100.00%100.00%100.00%0 bps
Liquidity & Funding
Loans / Depositsn/an/an/an/an/an/an/an/an/an/a
Liquid Assets / Assets0.70%0.71%0.63%0.60%0.58%0.55%1.14%0.00%-60 bps
CRE / Total Capitaln/an/an/an/an/an/an/an/an/an/a