Crescent Bank
Metairie, LA · Cert 33492 · Peer group: banks $1B-$10B in assets operating in a single state (n=258) · CB&T Holding Corp.
State charter, non-member · FDIC · 2 branches
Q2 2026
$1.1BAssets
$389.4MLoans
$880.1MDeposits
$153.5MEquity
Executive Summary
- Strongest standing: return on assets outperforms 99% of banks $1B-$10B in assets operating in a single state (rank 2 of 258).
- Widest gap: net charge-offs / loans trails 99% of banks $1B-$10B in assets operating in a single state (rank 256 of 258).
- Overall: at or above the peer median on 6 of 8 directional measures.
Return on Assets
7.94%
Rank 2 of 258
Net Interest Margin
4.09%
Rank 38 of 258
Equity / Assets
14.42%
Rank 21 of 258
Non-interest income vs. expense
Unfavorable gap of $85.9M | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 7.94% | 0.93% | 1.23% | 1.54% | Beats 99% | 2 / 258 | | |
| Return on Equity | 55.06% | 9.26% | 11.84% | 14.74% | Beats 99% | 2 / 258 | | |
| Net Interest Margin | 4.09% | 3.16% | 3.49% | 3.88% | Beats 85% | 38 / 258 | | |
| Efficiency Ratio | n/a | Not reported for this institution |
| Asset Quality |
| Nonperforming Loans / Loans | 1.28% | 0.19% | 0.46% | 0.90% | Beats 17% | 215 / 258 | | |
| Net Charge-Offs / Loans | 5.46% | 0.01% | 0.02% | 0.07% | Beats 1% | 256 / 258 | | |
| Capital |
| Tier 1 Capital Ratio | 34.05% | 11.41% | 12.98% | 15.12% | Beats 99% | 2 / 258 | | |
| Total Risk-Based Capital Ratio | 35.17% | 12.10% | 13.91% | 16.08% | Beats 99% | 2 / 258 | | |
| Equity / Assets | 14.42% | 9.09% | 10.24% | 11.72% | Beats 92% | 21 / 258 | | |
| Liquidity & Funding |
| Loans / Deposits | 44.24% | 73.24% | 86.34% | 95.95% | 3rd pctl | 251 / 258 | | |
| Loans / Assets | 36.56% | 63.01% | 72.27% | 78.40% | 3rd pctl | 251 / 258 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |