Enterprise Bank
Omaha, NE · Cert 33380 · Peer group: banks under $1B in assets in the Omaha, NE-IA area (n=24) · Enterprise Holding Co.
State charter, Fed member · FED · 4 branches
Q2 2026
$574.0MAssets
$478.4MLoans
$458.0MDeposits
$64.2MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of banks under $1B in assets in the Omaha, NE-IA area (rank 4 of 24).
- Widest gap: net interest margin trails 79% of banks under $1B in assets in the Omaha, NE-IA area (rank 19 of 24).
- Overall: at or above the peer median on 6 of 9 directional measures.
Return on Assets
0.96%
Rank 17 of 24
Net Interest Margin
2.93%
Rank 19 of 24
Efficiency Ratio
58.38%
Rank 12 of 24
Equity / Assets
11.19%
Rank 8 of 24
Non-interest income vs. expense
Unfavorable gap of $9.6M · efficiency ratio beats 54% of banks under $1B in assets in the Omaha, NE-IA area | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.96% | 0.92% | 1.29% | 1.77% | Beats 29% | 17 / 24 | | |
| Return on Equity | 8.55% | 9.64% | 12.01% | 15.30% | Beats 21% | 19 / 24 | | |
| Net Interest Margin | 2.93% | 3.02% | 3.76% | 3.98% | Beats 21% | 19 / 24 | | |
| Efficiency Ratio | 58.38% | 49.60% | 59.31% | 66.55% | Beats 54% | 12 / 24 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.10% | 0.37% | 1.03% | Beats 100% | 4 / 24 | | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.00% | 0.03% | Beats 100% | 12 / 24 | | |
| Capital |
| Tier 1 Capital Ratio | 12.78% | 10.53% | 11.57% | 13.63% | Beats 67% | 8 / 24 | | |
| Total Risk-Based Capital Ratio | 13.90% | 11.15% | 12.06% | 13.90% | Beats 75% | 6 / 24 | | |
| Equity / Assets | 11.19% | 8.87% | 10.14% | 12.27% | Beats 67% | 8 / 24 | | |
| Liquidity & Funding |
| Loans / Deposits | 104.45% | 75.32% | 83.30% | 93.06% | 96th pctl | 1 / 24 | | |
| Loans / Assets | 83.34% | 65.68% | 71.67% | 75.94% | 79th pctl | 5 / 24 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |